Central Pacific Financial (CPF) Competitors

$21.48
+0.09 (+0.42%)
(As of 05/17/2024 08:53 PM ET)

CPF vs. HBNC, EGBN, GSBC, MBWM, HTBK, FCBC, UVSP, FMNB, WASH, and CCBG

Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Horizon Bancorp (HBNC), Eagle Bancorp (EGBN), Great Southern Bancorp (GSBC), Mercantile Bank (MBWM), Heritage Commerce (HTBK), First Community Bankshares (FCBC), Univest Financial (UVSP), Farmers National Banc (FMNB), Washington Trust Bancorp (WASH), and Capital City Bank Group (CCBG). These companies are all part of the "regional banks" industry.

Central Pacific Financial vs.

Central Pacific Financial (NYSE:CPF) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, valuation, dividends, community ranking, institutional ownership, analyst recommendations, risk, profitability and earnings.

Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.80% of users gave Central Pacific Financial an outperform vote while only 58.63% of users gave Horizon Bancorp an outperform vote.

CompanyUnderperformOutperform
Central Pacific FinancialOutperform Votes
254
58.80%
Underperform Votes
178
41.20%
Horizon BancorpOutperform Votes
309
58.63%
Underperform Votes
218
41.37%

Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Central Pacific Financial$329.32M1.76$58.67M$2.0510.48
Horizon Bancorp$324.30M1.73$27.98M$0.5423.59

Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 4.8%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.0%. Central Pacific Financial pays out 50.7% of its earnings in the form of a dividend. Horizon Bancorp pays out 118.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Central Pacific Financial has a net margin of 16.44% compared to Horizon Bancorp's net margin of 7.02%. Central Pacific Financial's return on equity of 11.34% beat Horizon Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Central Pacific Financial16.44% 11.34% 0.73%
Horizon Bancorp 7.02%8.71%0.78%

88.4% of Central Pacific Financial shares are owned by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are owned by institutional investors. 2.7% of Central Pacific Financial shares are owned by company insiders. Comparatively, 2.8% of Horizon Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Central Pacific Financial has a beta of 1.12, indicating that its share price is 12% more volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500.

Central Pacific Financial currently has a consensus price target of $24.00, suggesting a potential upside of 11.73%. Horizon Bancorp has a consensus price target of $12.50, suggesting a potential downside of 1.88%. Given Central Pacific Financial's stronger consensus rating and higher possible upside, analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Central Pacific Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Horizon Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Central Pacific Financial and Central Pacific Financial both had 4 articles in the media. Central Pacific Financial's average media sentiment score of 0.39 beat Horizon Bancorp's score of 0.14 indicating that Central Pacific Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Central Pacific Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Horizon Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Central Pacific Financial beats Horizon Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPF vs. The Competition

MetricCentral Pacific FinancialState commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$580.86M$2.43B$10.19B$18.08B
Dividend Yield4.84%4.17%5.85%3.44%
P/E Ratio10.4812.4137.0426.21
Price / Sales1.762.12142.3010.64
Price / Cash8.378.7516.0619.24
Price / Book1.141.043.166.00
Net Income$58.67M$403.09M$1.01B$966.17M
7 Day Performance1.37%1.76%1.73%1.85%
1 Month Performance11.35%5.37%4.64%6.59%
1 Year Performance45.73%32.83%19.77%23.69%

Central Pacific Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HBNC
Horizon Bancorp
4.2738 of 5 stars
$12.43
-1.0%
$12.50
+0.6%
+48.1%$548.29M$324.30M23.02818
EGBN
Eagle Bancorp
4.0205 of 5 stars
$20.05
+0.4%
$23.00
+14.7%
+10.6%$605.31M$647.06M7.99452
GSBC
Great Southern Bancorp
2.6574 of 5 stars
$53.28
+0.8%
$57.50
+7.9%
+4.7%$621.25M$326.91M10.471,352News Coverage
Positive News
MBWM
Mercantile Bank
3.2377 of 5 stars
$39.10
+0.2%
$47.00
+20.2%
+54.4%$630.33M$228.58M7.58642News Coverage
HTBK
Heritage Commerce
3.9647 of 5 stars
$8.30
-0.7%
$10.50
+26.5%
+15.2%$508.46M$243.30M9.02351Positive News
FCBC
First Community Bankshares
2.2159 of 5 stars
$35.31
+1.4%
$33.00
-6.5%
+41.7%$647.94M$174.62M13.03616Positive News
UVSP
Univest Financial
2.4532 of 5 stars
$22.67
+0.4%
$21.00
-7.4%
+25.7%$663.55M$448.55M9.49920
FMNB
Farmers National Banc
2.7844 of 5 stars
$12.48
flat
$15.33
+22.9%
+9.5%$468.62M$255.20M8.61666Positive News
WASH
Washington Trust Bancorp
2.94 of 5 stars
$27.25
+1.8%
N/A+15.3%$464.61M$364.80M10.06665Analyst Downgrade
CCBG
Capital City Bank Group
4.1712 of 5 stars
$27.42
+0.7%
$34.25
+24.9%
-5.6%$464.50M$252.68M8.93970Positive News

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This page (NYSE:CPF) was last updated on 5/20/2024 by MarketBeat.com Staff

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