CPF vs. HBNC, EGBN, GSBC, MBWM, HTBK, FCBC, UVSP, FMNB, WASH, and CCBG
Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Horizon Bancorp (HBNC), Eagle Bancorp (EGBN), Great Southern Bancorp (GSBC), Mercantile Bank (MBWM), Heritage Commerce (HTBK), First Community Bankshares (FCBC), Univest Financial (UVSP), Farmers National Banc (FMNB), Washington Trust Bancorp (WASH), and Capital City Bank Group (CCBG). These companies are all part of the "regional banks" industry.
Central Pacific Financial (NYSE:CPF) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, valuation, dividends, community ranking, institutional ownership, analyst recommendations, risk, profitability and earnings.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.80% of users gave Central Pacific Financial an outperform vote while only 58.63% of users gave Horizon Bancorp an outperform vote.
Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 4.8%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.0%. Central Pacific Financial pays out 50.7% of its earnings in the form of a dividend. Horizon Bancorp pays out 118.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
Central Pacific Financial has a net margin of 16.44% compared to Horizon Bancorp's net margin of 7.02%. Central Pacific Financial's return on equity of 11.34% beat Horizon Bancorp's return on equity.
88.4% of Central Pacific Financial shares are owned by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are owned by institutional investors. 2.7% of Central Pacific Financial shares are owned by company insiders. Comparatively, 2.8% of Horizon Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Central Pacific Financial has a beta of 1.12, indicating that its share price is 12% more volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500.
Central Pacific Financial currently has a consensus price target of $24.00, suggesting a potential upside of 11.73%. Horizon Bancorp has a consensus price target of $12.50, suggesting a potential downside of 1.88%. Given Central Pacific Financial's stronger consensus rating and higher possible upside, analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.
In the previous week, Central Pacific Financial and Central Pacific Financial both had 4 articles in the media. Central Pacific Financial's average media sentiment score of 0.39 beat Horizon Bancorp's score of 0.14 indicating that Central Pacific Financial is being referred to more favorably in the media.
Summary
Central Pacific Financial beats Horizon Bancorp on 13 of the 18 factors compared between the two stocks.
Get Central Pacific Financial News Delivered to You Automatically
Sign up to receive the latest news and ratings for CPF and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
Central Pacific Financial Competitors List
Related Companies and Tools