First Community Bankshares (FCBC) Competitors

Univest Financial (NASDAQ:UVSP) and First Community Bankshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, community ranking, risk, profitability, media sentiment, analyst recommendations and institutional ownership.

Does the MarketBeat Community prefer UVSP or FCBC?

First Community Bankshares received 78 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 58.44% of users gave First Community Bankshares an outperform vote while only 50.79% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
Univest Financial	Outperform Votes 161 50.79%	Underperform Votes 156 49.21%
First Community Bankshares	Outperform Votes 239 58.44%	Underperform Votes 170 41.56%

Is UVSP or FCBC more profitable?

First Community Bankshares has a net margin of 27.10% compared to First Community Bankshares' net margin of 14.98%. Univest Financial's return on equity of 11.09% beat First Community Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Univest Financial	14.98%	8.35%	0.89%
First Community Bankshares	27.10%	11.09%	1.67%

Do analysts rate UVSP or FCBC?

Univest Financial currently has a consensus target price of $21.00, suggesting a potential downside of 7.04%. First Community Bankshares has a consensus target price of $33.00, suggesting a potential downside of 7.41%. Given First Community Bankshares' stronger consensus rating and higher probable upside, equities research analysts plainly believe Univest Financial is more favorable than First Community Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Community Bankshares	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Does the media prefer UVSP or FCBC?

In the previous week, Univest Financial had 7 more articles in the media than First Community Bankshares. MarketBeat recorded 7 mentions for Univest Financial and 0 mentions for First Community Bankshares. Univest Financial's average media sentiment score of 1.00 beat First Community Bankshares' score of 0.90 indicating that First Community Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Univest Financial	Positive
First Community Bankshares	Positive

Is UVSP or FCBC a better dividend stock?

Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.7%. First Community Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.3%. Univest Financial pays out 35.1% of its earnings in the form of a dividend. First Community Bankshares pays out 42.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders have more ownership in UVSP or FCBC?

75.1% of Univest Financial shares are owned by institutional investors. Comparatively, 35.0% of First Community Bankshares shares are owned by institutional investors. 2.1% of Univest Financial shares are owned by company insiders. Comparatively, 3.7% of First Community Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has higher valuation & earnings, UVSP or FCBC?

Univest Financial has higher revenue and earnings than First Community Bankshares. Univest Financial is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Univest Financial	$294.89M	2.24	$71.10M	$2.39	9.45
First Community Bankshares	$158.69M	4.12	$48.02M	$2.71	13.15

Which has more risk & volatility, UVSP or FCBC?

Univest Financial has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500. Comparatively, First Community Bankshares has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500.

Summary

First Community Bankshares beats Univest Financial on 10 of the 19 factors compared between the two stocks.