HBNC vs. CPF, HTBK, EGBN, GSBC, CCBG, FMNB, MBWM, UVSP, WASH, and THFF
Should you be buying Horizon Bancorp stock or one of its competitors? The main competitors of Horizon Bancorp include Central Pacific Financial (CPF), Heritage Commerce (HTBK), Eagle Bancorp (EGBN), Great Southern Bancorp (GSBC), Capital City Bank Group (CCBG), Farmers National Banc (FMNB), Mercantile Bank (MBWM), Univest Financial (UVSP), Washington Trust Bancorp (WASH), and First Financial (THFF). These companies are all part of the "regional banks" industry.
Central Pacific Financial (NYSE:CPF) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, institutional ownership, risk, community ranking, media sentiment and dividends.
88.4% of Central Pacific Financial shares are held by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are held by institutional investors. 2.3% of Central Pacific Financial shares are held by insiders. Comparatively, 2.8% of Horizon Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.80% of users gave Central Pacific Financial an outperform vote while only 58.63% of users gave Horizon Bancorp an outperform vote.
In the previous week, Horizon Bancorp had 2 more articles in the media than Central Pacific Financial. MarketBeat recorded 3 mentions for Horizon Bancorp and 1 mentions for Central Pacific Financial. Horizon Bancorp's average media sentiment score of 1.87 beat Central Pacific Financial's score of 0.99 indicating that Central Pacific Financial is being referred to more favorably in the media.
Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 4.9%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.1%. Central Pacific Financial pays out 50.7% of its earnings in the form of a dividend. Horizon Bancorp pays out 118.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
Central Pacific Financial has a beta of 1.12, suggesting that its share price is 12% more volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.04, suggesting that its share price is 4% more volatile than the S&P 500.
Central Pacific Financial currently has a consensus price target of $24.00, suggesting a potential upside of 13.53%. Horizon Bancorp has a consensus price target of $12.50, suggesting a potential downside of 0.71%. Given Horizon Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.
Central Pacific Financial has a net margin of 16.44% compared to Central Pacific Financial's net margin of 7.02%. Horizon Bancorp's return on equity of 11.34% beat Central Pacific Financial's return on equity.
Central Pacific Financial has higher earnings, but lower revenue than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Central Pacific Financial beats Horizon Bancorp on 12 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HBNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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