OSBC vs. FCBC, CFB, UVSP, MCBS, MBWM, GSBC, HBT, EGBN, CCB, and CPF
Should you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include First Community Bankshares (FCBC), CrossFirst Bankshares (CFB), Univest Financial (UVSP), MetroCity Bankshares (MCBS), Mercantile Bank (MBWM), Great Southern Bancorp (GSBC), HBT Financial (HBT), Eagle Bancorp (EGBN), Coastal Financial (CCB), and Central Pacific Financial (CPF). These companies are all part of the "state commercial banks" industry.
Old Second Bancorp (NASDAQ:OSBC) and First Community Bankshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, media sentiment, dividends, community ranking, analyst recommendations, risk and institutional ownership.
Old Second Bancorp has higher revenue and earnings than First Community Bankshares. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.
67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 35.0% of First Community Bankshares shares are owned by institutional investors. 3.8% of Old Second Bancorp shares are owned by insiders. Comparatively, 3.7% of First Community Bankshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Old Second Bancorp received 83 more outperform votes than First Community Bankshares when rated by MarketBeat users. Likewise, 58.87% of users gave Old Second Bancorp an outperform vote while only 58.44% of users gave First Community Bankshares an outperform vote.
First Community Bankshares has a net margin of 27.10% compared to Old Second Bancorp's net margin of 26.90%. Old Second Bancorp's return on equity of 16.36% beat First Community Bankshares' return on equity.
In the previous week, Old Second Bancorp had 1 more articles in the media than First Community Bankshares. MarketBeat recorded 2 mentions for Old Second Bancorp and 1 mentions for First Community Bankshares. Old Second Bancorp's average media sentiment score of 1.33 beat First Community Bankshares' score of 0.00 indicating that Old Second Bancorp is being referred to more favorably in the media.
Old Second Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.3%. First Community Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.2%. Old Second Bancorp pays out 10.2% of its earnings in the form of a dividend. First Community Bankshares pays out 42.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Old Second Bancorp has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500. Comparatively, First Community Bankshares has a beta of 0.52, meaning that its stock price is 48% less volatile than the S&P 500.
Old Second Bancorp currently has a consensus target price of $17.67, indicating a potential upside of 18.41%. First Community Bankshares has a consensus target price of $33.00, indicating a potential downside of 7.82%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Old Second Bancorp is more favorable than First Community Bankshares.
Summary
Old Second Bancorp beats First Community Bankshares on 15 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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