MCBS vs. MBWM, CFB, FCBC, OSBC, GSBC, UVSP, HBT, EGBN, CCB, and CPF
Should you be buying MetroCity Bankshares stock or one of its competitors? The main competitors of MetroCity Bankshares include Mercantile Bank (MBWM), CrossFirst Bankshares (CFB), First Community Bankshares (FCBC), Old Second Bancorp (OSBC), Great Southern Bancorp (GSBC), Univest Financial (UVSP), HBT Financial (HBT), Eagle Bancorp (EGBN), Coastal Financial (CCB), and Central Pacific Financial (CPF). These companies are all part of the "state commercial banks" industry.
MetroCity Bankshares (NASDAQ:MCBS) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, community ranking, institutional ownership, valuation, analyst recommendations, risk and media sentiment.
Mercantile Bank received 291 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 58.97% of users gave Mercantile Bank an outperform vote while only 47.37% of users gave MetroCity Bankshares an outperform vote.
Mercantile Bank has higher revenue and earnings than MetroCity Bankshares. Mercantile Bank is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.
Mercantile Bank has a net margin of 25.58% compared to MetroCity Bankshares' net margin of 23.26%. Mercantile Bank's return on equity of 16.39% beat MetroCity Bankshares' return on equity.
In the previous week, Mercantile Bank had 1 more articles in the media than MetroCity Bankshares. MarketBeat recorded 1 mentions for Mercantile Bank and 0 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 0.00 equaled Mercantile Bank'saverage media sentiment score.
25.3% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are held by institutional investors. 27.5% of MetroCity Bankshares shares are held by company insiders. Comparatively, 3.1% of Mercantile Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
MetroCity Bankshares has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, Mercantile Bank has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500.
MetroCity Bankshares presently has a consensus target price of $28.00, indicating a potential upside of 8.36%. Mercantile Bank has a consensus target price of $47.00, indicating a potential upside of 17.82%. Given Mercantile Bank's stronger consensus rating and higher probable upside, analysts clearly believe Mercantile Bank is more favorable than MetroCity Bankshares.
MetroCity Bankshares pays an annual dividend of $0.80 per share and has a dividend yield of 3.1%. Mercantile Bank pays an annual dividend of $1.40 per share and has a dividend yield of 3.5%. MetroCity Bankshares pays out 40.6% of its earnings in the form of a dividend. Mercantile Bank pays out 27.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mercantile Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Mercantile Bank beats MetroCity Bankshares on 16 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding MCBS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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