UFCS vs. UVE, DGICA, PRA, GBLI, AMSF, EIG, HCI, SAFT, TCPC, and TIPT
Should you be buying United Fire Group stock or one of its competitors? The main competitors of United Fire Group include Universal Insurance (UVE), Donegal Group (DGICA), ProAssurance (PRA), Global Indemnity Group (GBLI), AMERISAFE (AMSF), Employers (EIG), HCI Group (HCI), Safety Insurance Group (SAFT), BlackRock TCP Capital (TCPC), and Tiptree (TIPT). These companies are all part of the "fire, marine, & casualty insurance" industry.
Universal Insurance (NYSE:UVE) and United Fire Group (NASDAQ:UFCS) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, media sentiment, analyst recommendations, institutional ownership, community ranking, earnings and dividends.
In the previous week, Universal Insurance had 10 more articles in the media than United Fire Group. MarketBeat recorded 15 mentions for Universal Insurance and 5 mentions for United Fire Group. United Fire Group's average media sentiment score of 0.51 beat Universal Insurance's score of -0.12 indicating that Universal Insurance is being referred to more favorably in the media.
Universal Insurance has higher revenue and earnings than United Fire Group. United Fire Group is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.
Universal Insurance has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500. Comparatively, United Fire Group has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500.
Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 3.3%. United Fire Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.9%. Universal Insurance pays out 25.1% of its earnings in the form of a dividend. United Fire Group pays out -54.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 62.7% of United Fire Group shares are held by institutional investors. 17.7% of Universal Insurance shares are held by company insiders. Comparatively, 6.0% of United Fire Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Universal Insurance presently has a consensus target price of $25.00, suggesting a potential upside of 27.23%. United Fire Group has a consensus target price of $21.00, suggesting a potential downside of 5.53%. Given United Fire Group's stronger consensus rating and higher probable upside, research analysts plainly believe Universal Insurance is more favorable than United Fire Group.
Universal Insurance has a net margin of 5.29% compared to Universal Insurance's net margin of -2.71%. United Fire Group's return on equity of 19.67% beat Universal Insurance's return on equity.
Universal Insurance received 64 more outperform votes than United Fire Group when rated by MarketBeat users. Likewise, 63.23% of users gave Universal Insurance an outperform vote while only 58.60% of users gave United Fire Group an outperform vote.
Summary
Universal Insurance beats United Fire Group on 18 of the 20 factors compared between the two stocks.
Get United Fire Group News Delivered to You Automatically
Sign up to receive the latest news and ratings for UFCS and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding UFCS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Fire Group Competitors List
Related Companies and Tools
