BlackRock TCP Capital (TCPC) Competitors

Universal Insurance (NYSE:UVE) and BlackRock TCP Capital (NASDAQ:TCPC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, profitability, analyst recommendations, valuation, earnings, dividends and community ranking.

Do analysts recommend UVE or TCPC?

Universal Insurance presently has a consensus price target of $25.00, suggesting a potential upside of 30.28%. BlackRock TCP Capital has a consensus price target of $11.25, suggesting a potential upside of 10.84%. Given BlackRock TCP Capital's stronger consensus rating and higher probable upside, equities analysts clearly believe Universal Insurance is more favorable than BlackRock TCP Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Universal Insurance	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
BlackRock TCP Capital	0 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is UVE or TCPC a better dividend stock?

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 3.3%. BlackRock TCP Capital pays an annual dividend of $1.36 per share and has a dividend yield of 13.4%. Universal Insurance pays out 25.1% of its earnings in the form of a dividend. BlackRock TCP Capital pays out 206.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. BlackRock TCP Capital has raised its dividend for 2 consecutive years. BlackRock TCP Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, UVE or TCPC?

Universal Insurance has higher revenue and earnings than BlackRock TCP Capital. Universal Insurance is trading at a lower price-to-earnings ratio than BlackRock TCP Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Universal Insurance	$1.39B	0.40	$66.82M	$2.55	7.60
BlackRock TCP Capital	$209.33M	2.80	$38.47M	$0.66	15.38

Which has more risk and volatility, UVE or TCPC?

Universal Insurance has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, BlackRock TCP Capital has a beta of 1.43, meaning that its stock price is 43% more volatile than the S&P 500.

Is UVE or TCPC more profitable?

BlackRock TCP Capital has a net margin of 18.38% compared to BlackRock TCP Capital's net margin of 5.29%. BlackRock TCP Capital's return on equity of 19.67% beat Universal Insurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Universal Insurance	5.29%	19.67%	2.66%
BlackRock TCP Capital	18.38%	14.59%	6.09%

Does the MarketBeat Community prefer UVE or TCPC?

BlackRock TCP Capital received 112 more outperform votes than Universal Insurance when rated by MarketBeat users. Likewise, 64.91% of users gave BlackRock TCP Capital an outperform vote while only 63.23% of users gave Universal Insurance an outperform vote.

Company	Underperform	Outperform
Universal Insurance	Outperform Votes 282 63.23%	Underperform Votes 164 36.77%
BlackRock TCP Capital	Outperform Votes 394 64.91%	Underperform Votes 213 35.09%

Does the media prefer UVE or TCPC?

In the previous week, Universal Insurance had 13 more articles in the media than BlackRock TCP Capital. MarketBeat recorded 15 mentions for Universal Insurance and 2 mentions for BlackRock TCP Capital. BlackRock TCP Capital's average media sentiment score of 0.51 beat Universal Insurance's score of 0.00 indicating that Universal Insurance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Universal Insurance	1 Very Positive mention(s)	1 Positive mention(s)	11 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
BlackRock TCP Capital	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals & insiders hold more shares of UVE or TCPC?

66.6% of Universal Insurance shares are owned by institutional investors. 17.7% of Universal Insurance shares are owned by insiders. Comparatively, 0.2% of BlackRock TCP Capital shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Universal Insurance beats BlackRock TCP Capital on 12 of the 21 factors compared between the two stocks.