HCI vs. EIG, SAFT, AMSF, PRA, UVE, UFCS, DGICA, GBLI, MCY, and WTM
Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include Employers (EIG), Safety Insurance Group (SAFT), AMERISAFE (AMSF), ProAssurance (PRA), Universal Insurance (UVE), United Fire Group (UFCS), Donegal Group (DGICA), Global Indemnity Group (GBLI), Mercury General (MCY), and White Mountains Insurance Group (WTM). These companies are all part of the "property & casualty insurance" industry.
Employers (NYSE:EIG) and HCI Group (NYSE:HCI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, earnings, media sentiment, dividends, valuation, profitability and community ranking.
Employers received 43 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 62.67% of users gave Employers an outperform vote while only 61.44% of users gave HCI Group an outperform vote.
Employers presently has a consensus target price of $55.00, indicating a potential upside of 27.70%. HCI Group has a consensus target price of $124.00, indicating a potential upside of 8.27%. Given HCI Group's higher probable upside, equities research analysts plainly believe Employers is more favorable than HCI Group.
Employers has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.14, indicating that its share price is 14% more volatile than the S&P 500.
HCI Group has a net margin of 14.35% compared to HCI Group's net margin of 14.16%. Employers' return on equity of 36.40% beat HCI Group's return on equity.
80.5% of Employers shares are owned by institutional investors. Comparatively, 87.0% of HCI Group shares are owned by institutional investors. 1.5% of Employers shares are owned by insiders. Comparatively, 25.3% of HCI Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
In the previous week, Employers had 5 more articles in the media than HCI Group. MarketBeat recorded 16 mentions for Employers and 11 mentions for HCI Group. Employers' average media sentiment score of 0.21 beat HCI Group's score of 0.19 indicating that HCI Group is being referred to more favorably in the news media.
Employers pays an annual dividend of $1.12 per share and has a dividend yield of 2.6%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.4%. Employers pays out 23.7% of its earnings in the form of a dividend. HCI Group pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Employers has increased its dividend for 3 consecutive years. Employers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Employers has higher revenue and earnings than HCI Group. Employers is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.
Summary
HCI Group beats Employers on 13 of the 21 factors compared between the two stocks.
Get HCI Group News Delivered to You Automatically
Sign up to receive the latest news and ratings for HCI and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding HCI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
HCI Group Competitors List
Related Companies and Tools