UVE vs. UFCS, PRA, DGICA, GBLI, AMSF, EIG, HCI, SAFT, TCPC, and TIPT
Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include United Fire Group (UFCS), ProAssurance (PRA), Donegal Group (DGICA), Global Indemnity Group (GBLI), AMERISAFE (AMSF), Employers (EIG), HCI Group (HCI), Safety Insurance Group (SAFT), BlackRock TCP Capital (TCPC), and Tiptree (TIPT). These companies are all part of the "fire, marine, & casualty insurance" industry.
United Fire Group (NASDAQ:UFCS) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their community ranking, valuation, dividends, earnings, media sentiment, analyst recommendations, profitability, institutional ownership and risk.
Universal Insurance has higher revenue and earnings than United Fire Group. United Fire Group is trading at a lower price-to-earnings ratio than Universal Insurance, indicating that it is currently the more affordable of the two stocks.
Universal Insurance has a net margin of 5.29% compared to Universal Insurance's net margin of -1.50%. United Fire Group's return on equity of 19.67% beat Universal Insurance's return on equity.
United Fire Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.7%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 3.1%. United Fire Group pays out -92.8% of its earnings in the form of a dividend. Universal Insurance pays out 25.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Fire Group has increased its dividend for 2 consecutive years.
Universal Insurance received 64 more outperform votes than United Fire Group when rated by MarketBeat users. Likewise, 63.31% of users gave Universal Insurance an outperform vote while only 58.56% of users gave United Fire Group an outperform vote.
62.7% of United Fire Group shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 6.0% of United Fire Group shares are owned by company insiders. Comparatively, 17.7% of Universal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
In the previous week, Universal Insurance had 1 more articles in the media than United Fire Group. MarketBeat recorded 9 mentions for Universal Insurance and 8 mentions for United Fire Group. United Fire Group's average media sentiment score of 0.46 beat Universal Insurance's score of 0.26 indicating that Universal Insurance is being referred to more favorably in the news media.
United Fire Group presently has a consensus target price of $21.00, indicating a potential downside of 10.75%. Universal Insurance has a consensus target price of $25.00, indicating a potential upside of 21.48%. Given United Fire Group's stronger consensus rating and higher probable upside, analysts clearly believe Universal Insurance is more favorable than United Fire Group.
United Fire Group has a beta of 0.34, indicating that its share price is 66% less volatile than the S&P 500. Comparatively, Universal Insurance has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.
Summary
Universal Insurance beats United Fire Group on 18 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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