HCI vs. EIG, SAFT, AMSF, PRA, UVE, UFCS, GBLI, DGICA, MCY, and TCPC
Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include Employers (EIG), Safety Insurance Group (SAFT), AMERISAFE (AMSF), ProAssurance (PRA), Universal Insurance (UVE), United Fire Group (UFCS), Global Indemnity Group (GBLI), Donegal Group (DGICA), Mercury General (MCY), and BlackRock TCP Capital (TCPC). These companies are all part of the "fire, marine, & casualty insurance" industry.
HCI Group (NYSE:HCI) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings, community ranking and institutional ownership.
HCI Group has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, Employers has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500.
In the previous week, HCI Group had 4 more articles in the media than Employers. MarketBeat recorded 5 mentions for HCI Group and 1 mentions for Employers. Employers' average media sentiment score of 1.95 beat HCI Group's score of 0.95 indicating that Employers is being referred to more favorably in the news media.
HCI Group has a net margin of 17.72% compared to Employers' net margin of 14.16%. HCI Group's return on equity of 40.30% beat Employers' return on equity.
HCI Group currently has a consensus target price of $127.75, suggesting a potential upside of 27.78%. Employers has a consensus target price of $55.00, suggesting a potential upside of 29.20%. Given Employers' higher possible upside, analysts plainly believe Employers is more favorable than HCI Group.
87.0% of HCI Group shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 25.3% of HCI Group shares are owned by company insiders. Comparatively, 1.5% of Employers shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Employers received 41 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 62.67% of users gave Employers an outperform vote while only 61.64% of users gave HCI Group an outperform vote.
HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.6%. Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. HCI Group pays out 16.3% of its earnings in the form of a dividend. Employers pays out 25.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Employers has higher revenue and earnings than HCI Group. Employers is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.
Summary
HCI Group beats Employers on 13 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HCI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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