United Bancorp (UBCP) Competitors

$12.80
-0.10 (-0.78%)
(As of 04/26/2024 ET)

UBCP vs. BKSC, AUBN, PBHC, SBFG, FUSB, BAFN, FXNC, BRBS, HNVR, and BOTJ

Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Bank of South Carolina (BKSC), Auburn National Bancorporation (AUBN), Pathfinder Bancorp (PBHC), SB Financial Group (SBFG), First US Bancshares (FUSB), BayFirst Financial (BAFN), First National (FXNC), Blue Ridge Bankshares (BRBS), Hanover Bancorp (HNVR), and Bank of the James Financial Group (BOTJ).

United Bancorp vs.

Bank of South Carolina (NASDAQ:BKSC) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, community ranking, dividends, media sentiment, institutional ownership, profitability, valuation and earnings.

United Bancorp has higher revenue and earnings than Bank of South Carolina. United Bancorp is trading at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of South Carolina$26.08M2.51$5.49M$0.9512.63
United Bancorp$40.90M1.78$8.95M$1.578.15

In the previous week, United Bancorp had 5 more articles in the media than Bank of South Carolina. MarketBeat recorded 9 mentions for United Bancorp and 4 mentions for Bank of South Carolina. Bank of South Carolina's average media sentiment score of 1.30 beat United Bancorp's score of 0.36 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of South Carolina
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Bancorp
2 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Bancorp has a net margin of 21.88% compared to United Bancorp's net margin of 19.55%. Bank of South Carolina's return on equity of 15.32% beat United Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of South Carolina19.55% 12.11% 0.83%
United Bancorp 21.88%15.32%1.08%

Bank of South Carolina received 98 more outperform votes than United Bancorp when rated by MarketBeat users. Likewise, 62.58% of users gave Bank of South Carolina an outperform vote while only 60.26% of users gave United Bancorp an outperform vote.

CompanyUnderperformOutperform
Bank of South CarolinaOutperform Votes
189
62.58%
Underperform Votes
113
37.42%
United BancorpOutperform Votes
91
60.26%
Underperform Votes
60
39.74%

Bank of South Carolina has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500.

Bank of South Carolina pays an annual dividend of $0.68 per share and has a dividend yield of 5.7%. United Bancorp pays an annual dividend of $0.69 per share and has a dividend yield of 5.4%. Bank of South Carolina pays out 71.6% of its earnings in the form of a dividend. United Bancorp pays out 43.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 1 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of South Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
United Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

0.2% of Bank of South Carolina shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 29.8% of Bank of South Carolina shares are owned by company insiders. Comparatively, 11.7% of United Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

United Bancorp beats Bank of South Carolina on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$73.52M$2.36B$8.66B$7.46B
Dividend Yield5.35%4.27%10.15%3.95%
P/E Ratio8.1511.2648.4015.62
Price / Sales1.781.84326.9982.57
Price / Cash6.918.3715.7034.76
Price / Book1.151.012.354.33
Net Income$8.95M$414.19M$1.01B$214.13M
7 Day Performance-2.62%0.85%1.04%1.87%
1 Month Performance-14.46%-2.33%-2.18%-5.24%
1 Year Performance0.36%21.73%13.65%8.38%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BKSC
Bank of South Carolina
0 of 5 stars
$11.97
-0.7%
N/A-14.3%$65.36M$26.08M12.6080
AUBN
Auburn National Bancorporation
3.8179 of 5 stars
$17.16
-3.3%
N/A-24.9%$59.89M$31.39M42.90149Short Interest ↓
High Trading Volume
PBHC
Pathfinder Bancorp
3.2489 of 5 stars
$11.94
-0.3%
N/A-20.6%$56.36M$72.85M7.91161Positive News
High Trading Volume
SBFG
SB Financial Group
4.5965 of 5 stars
$13.14
flat
N/A-2.4%$89.21M$75.87M7.51251Dividend Increase
FUSB
First US Bancshares
2.3281 of 5 stars
$9.59
-3.9%
N/A+35.8%$55.53M$56.19M7.21153Gap Down
BAFN
BayFirst Financial
3.0326 of 5 stars
$12.80
+1.1%
N/A-11.6%$52.86M$118.27M11.13304Dividend Announcement
News Coverage
FXNC
First National
4.7459 of 5 stars
$15.05
-1.3%
$19.00
+26.2%
+1.2%$94.51M$69.50M9.84150Short Interest ↓
Positive News
BRBS
Blue Ridge Bankshares
0 of 5 stars
$2.57
+0.8%
N/A-73.8%$49.34M$197.54M-0.75507
HNVR
Hanover Bancorp
4.8225 of 5 stars
$13.73
-0.7%
$21.00
+52.9%
-8.7%$99.27M$113.89M7.46176Short Interest ↑
BOTJ
Bank of the James Financial Group
0 of 5 stars
$9.70
-2.6%
N/A+1.9%$44.33M$52.23M5.11163News Coverage
High Trading Volume

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This page (NASDAQ:UBCP) was last updated on 4/27/2024 by MarketBeat.com Staff

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