Pathfinder Bancorp (PBHC) Competitors

$12.66
+0.03 (+0.24%)
(As of 04/26/2024 ET)

PBHC vs. AUBN, FUSB, VBFC, BAFN, BRBS, BKSC, BOTJ, CIZN, UBCP, and SBFG

Should you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include Auburn National Bancorporation (AUBN), First US Bancshares (FUSB), Village Bank and Trust Financial (VBFC), BayFirst Financial (BAFN), Blue Ridge Bankshares (BRBS), Bank of South Carolina (BKSC), Bank of the James Financial Group (BOTJ), Citizens (CIZN), United Bancorp (UBCP), and SB Financial Group (SBFG). These companies are all part of the "state commercial banks" industry.

Pathfinder Bancorp vs.

Auburn National Bancorporation (NASDAQ:AUBN) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, media sentiment, dividends, profitability, community ranking and analyst recommendations.

Auburn National Bancorporation pays an annual dividend of $1.08 per share and has a dividend yield of 6.2%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 3.2%. Auburn National Bancorporation pays out 469.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Pathfinder Bancorp pays out 26.5% of its earnings in the form of a dividend. Auburn National Bancorporation has increased its dividend for 22 consecutive years and Pathfinder Bancorp has increased its dividend for 1 consecutive years. Auburn National Bancorporation is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Pathfinder Bancorp received 48 more outperform votes than Auburn National Bancorporation when rated by MarketBeat users. However, 64.22% of users gave Auburn National Bancorporation an outperform vote while only 63.10% of users gave Pathfinder Bancorp an outperform vote.

CompanyUnderperformOutperform
Auburn National BancorporationOutperform Votes
70
64.22%
Underperform Votes
39
35.78%
Pathfinder BancorpOutperform Votes
118
63.10%
Underperform Votes
69
36.90%

39.5% of Auburn National Bancorporation shares are owned by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are owned by institutional investors. 24.4% of Auburn National Bancorporation shares are owned by company insiders. Comparatively, 24.0% of Pathfinder Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Pathfinder Bancorp has higher revenue and earnings than Auburn National Bancorporation. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Auburn National Bancorporation$23.35M2.60$1.39M$0.2375.43
Pathfinder Bancorp$72.85M0.82$9.29M$1.518.38

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Auburn National Bancorporation
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Pathfinder Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

In the previous week, Auburn National Bancorporation had 5 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 6 mentions for Auburn National Bancorporation and 1 mentions for Pathfinder Bancorp. Auburn National Bancorporation's average media sentiment score of 1.05 beat Pathfinder Bancorp's score of 0.62 indicating that Pathfinder Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Auburn National Bancorporation
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pathfinder Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Auburn National Bancorporation has a beta of 0.49, indicating that its stock price is 51% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.15, indicating that its stock price is 85% less volatile than the S&P 500.

Pathfinder Bancorp has a net margin of 12.76% compared to Pathfinder Bancorp's net margin of 4.44%. Auburn National Bancorporation's return on equity of 8.05% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Auburn National Bancorporation4.44% 1.15% 0.08%
Pathfinder Bancorp 12.76%8.05%0.66%

Summary

Auburn National Bancorporation and Pathfinder Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PBHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PBHC vs. The Competition

MetricPathfinder BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$59.75M$2.24B$8.88B$7.64B
Dividend Yield3.16%4.30%9.96%3.94%
P/E Ratio8.3811.4238.3814.96
Price / Sales0.821.95213.7385.79
Price / Cash4.838.3515.0535.33
Price / Book0.501.012.364.26
Net Income$9.29M$419.13M$986.69M$214.06M
7 Day Performance3.43%0.92%1.08%1.88%
1 Month Performance2.26%-2.74%-2.57%-5.70%
1 Year Performance-17.69%10.45%11.85%6.72%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AUBN
Auburn National Bancorporation
3.8171 of 5 stars
$17.15
+1.3%
N/A-24.2%$59.15M$23.35M42.88149Short Interest ↓
FUSB
First US Bancshares
2.336 of 5 stars
$9.60
+0.2%
N/A+35.8%$55.58M$56.19M7.22153
VBFC
Village Bank and Trust Financial
0.9697 of 5 stars
$42.18
+0.4%
N/A-21.4%$62.84M$33.24M32.69149Short Interest ↑
News Coverage
BAFN
BayFirst Financial
3.0381 of 5 stars
$12.85
+0.4%
N/A-11.0%$52.93M$78.76M11.17304Dividend Announcement
News Coverage
BRBS
Blue Ridge Bankshares
0 of 5 stars
$2.70
flat
N/A-74.7%$51.84M$197.54M-0.79507
BKSC
Bank of South Carolina
0 of 5 stars
$12.12
+0.4%
N/A-14.4%$66.18M$26.08M12.7680News Coverage
BOTJ
Bank of the James Financial Group
0 of 5 stars
$9.90
flat
N/A+4.6%$45.24M$52.23M5.21172Earnings Report
News Coverage
CIZN
Citizens
0 of 5 stars
$7.85
-0.5%
N/A-38.8%$44.18M$60.02M12.26246Analyst Report
UBCP
United Bancorp
2.5461 of 5 stars
$13.08
-4.7%
N/A+0.4%$74.60M$29.89M8.33125Upcoming Earnings
Short Interest ↓
News Coverage
SBFG
SB Financial Group
4.7075 of 5 stars
$13.51
flat
N/A-4.6%$91.73M$75.87M7.72251Dividend Increase

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This page (NASDAQ:PBHC) was last updated on 4/28/2024 by MarketBeat.com Staff

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