RNST vs. OFG, LOB, LKFN, FBK, BANR, HTLF, EFSC, HTH, TOWN, and FBNC
Should you be buying Renasant stock or one of its competitors? The main competitors of Renasant include OFG Bancorp (OFG), Live Oak Bancshares (LOB), Lakeland Financial (LKFN), FB Financial (FBK), Banner (BANR), Heartland Financial USA (HTLF), Enterprise Financial Services (EFSC), Hilltop (HTH), TowneBank (TOWN), and First Bancorp (FBNC). These companies are all part of the "state commercial banks" industry.
Renasant (NASDAQ:RNST) and OFG Bancorp (NYSE:OFG) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, earnings, community ranking, valuation, analyst recommendations, media sentiment, dividends, profitability and risk.
Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. OFG Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Renasant pays out 35.8% of its earnings in the form of a dividend. OFG Bancorp pays out 25.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
OFG Bancorp has lower revenue, but higher earnings than Renasant. OFG Bancorp is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.
Renasant currently has a consensus target price of $33.00, indicating a potential upside of 11.98%. OFG Bancorp has a consensus target price of $40.00, indicating a potential upside of 10.25%. Given Renasant's higher possible upside, equities analysts clearly believe Renasant is more favorable than OFG Bancorp.
77.3% of Renasant shares are held by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are held by institutional investors. 2.8% of Renasant shares are held by insiders. Comparatively, 2.2% of OFG Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Renasant has a beta of 1.03, suggesting that its stock price is 3% more volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500.
In the previous week, Renasant had 8 more articles in the media than OFG Bancorp. MarketBeat recorded 14 mentions for Renasant and 6 mentions for OFG Bancorp. OFG Bancorp's average media sentiment score of 0.92 beat Renasant's score of 0.70 indicating that OFG Bancorp is being referred to more favorably in the news media.
Renasant received 78 more outperform votes than OFG Bancorp when rated by MarketBeat users. However, 65.15% of users gave OFG Bancorp an outperform vote while only 57.69% of users gave Renasant an outperform vote.
OFG Bancorp has a net margin of 23.00% compared to Renasant's net margin of 14.67%. OFG Bancorp's return on equity of 16.10% beat Renasant's return on equity.
Summary
OFG Bancorp beats Renasant on 13 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding RNST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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