BANR vs. LOB, LKFN, RNST, EFSC, OFG, SYBT, FBK, BUSE, FBNC, and HTLF
Should you be buying Banner stock or one of its competitors? The main competitors of Banner include Live Oak Bancshares (LOB), Lakeland Financial (LKFN), Renasant (RNST), Enterprise Financial Services (EFSC), OFG Bancorp (OFG), Stock Yards Bancorp (SYBT), FB Financial (FBK), First Busey (BUSE), First Bancorp (FBNC), and Heartland Financial USA (HTLF). These companies are all part of the "state commercial banks" industry.
Live Oak Bancshares (NASDAQ:LOB) and Banner (NASDAQ:BANR) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, dividends, valuation, earnings, profitability, community ranking and analyst recommendations.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Banner pays an annual dividend of $1.92 per share and has a dividend yield of 4.1%. Live Oak Bancshares pays out 6.0% of its earnings in the form of a dividend. Banner pays out 39.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banner has increased its dividend for 2 consecutive years. Banner is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Banner has higher revenue and earnings than Live Oak Bancshares. Banner is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 87.3% of Banner shares are owned by institutional investors. 23.9% of Live Oak Bancshares shares are owned by insiders. Comparatively, 1.6% of Banner shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Banner has a net margin of 21.62% compared to Banner's net margin of 10.62%. Live Oak Bancshares' return on equity of 11.47% beat Banner's return on equity.
Banner received 69 more outperform votes than Live Oak Bancshares when rated by MarketBeat users. Likewise, 58.23% of users gave Banner an outperform vote while only 54.05% of users gave Live Oak Bancshares an outperform vote.
In the previous week, Banner had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Banner and 1 mentions for Live Oak Bancshares. Banner's average media sentiment score of 0.79 beat Live Oak Bancshares' score of 0.40 indicating that Live Oak Bancshares is being referred to more favorably in the media.
Live Oak Bancshares presently has a consensus target price of $38.00, suggesting a potential upside of 7.89%. Banner has a consensus target price of $51.20, suggesting a potential upside of 10.23%. Given Live Oak Bancshares' higher probable upside, analysts clearly believe Banner is more favorable than Live Oak Bancshares.
Live Oak Bancshares has a beta of 1.63, suggesting that its stock price is 63% more volatile than the S&P 500. Comparatively, Banner has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500.
Summary
Banner beats Live Oak Bancshares on 14 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BANR and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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