MNSB vs. RMBI, FRAF, FCCO, HNVR, UNB, CBFV, FINW, PWOD, CFFI, and OVBC
Should you be buying MainStreet Bancshares stock or one of its competitors? The main competitors of MainStreet Bancshares include Richmond Mutual Bancorporation (RMBI), Franklin Financial Services (FRAF), First Community (FCCO), Hanover Bancorp (HNVR), Union Bankshares (UNB), CB Financial Services (CBFV), FinWise Bancorp (FINW), Penns Woods Bancorp (PWOD), C&F Financial (CFFI), and Ohio Valley Banc (OVBC). These companies are all part of the "state commercial banks" industry.
Richmond Mutual Bancorporation (NASDAQ:RMBI) and MainStreet Bancshares (NASDAQ:MNSB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.
Richmond Mutual Bancorporation pays an annual dividend of $0.56 per share and has a dividend yield of 5.0%. MainStreet Bancshares pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Richmond Mutual Bancorporation pays out 64.4% of its earnings in the form of a dividend. MainStreet Bancshares pays out 15.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has raised its dividend for 3 consecutive years. Richmond Mutual Bancorporation is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
MainStreet Bancshares has a net margin of 16.55% compared to MainStreet Bancshares' net margin of 11.72%. Richmond Mutual Bancorporation's return on equity of 11.56% beat MainStreet Bancshares' return on equity.
26.5% of Richmond Mutual Bancorporation shares are held by institutional investors. Comparatively, 52.3% of MainStreet Bancshares shares are held by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are held by company insiders. Comparatively, 9.2% of MainStreet Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
In the previous week, MainStreet Bancshares had 1 more articles in the media than Richmond Mutual Bancorporation. MarketBeat recorded 3 mentions for MainStreet Bancshares and 2 mentions for Richmond Mutual Bancorporation. MainStreet Bancshares' average media sentiment score of 1.43 beat Richmond Mutual Bancorporation's score of 0.67 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media.
Richmond Mutual Bancorporation has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, MainStreet Bancshares has a beta of 0.49, meaning that its stock price is 51% less volatile than the S&P 500.
Richmond Mutual Bancorporation received 4 more outperform votes than MainStreet Bancshares when rated by MarketBeat users. Likewise, 57.14% of users gave Richmond Mutual Bancorporation an outperform vote while only 44.44% of users gave MainStreet Bancshares an outperform vote.
MainStreet Bancshares has a consensus target price of $24.00, suggesting a potential upside of 44.06%. Given Richmond Mutual Bancorporation's higher probable upside, analysts clearly believe MainStreet Bancshares is more favorable than Richmond Mutual Bancorporation.
MainStreet Bancshares has higher revenue and earnings than Richmond Mutual Bancorporation. MainStreet Bancshares is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.
Summary
MainStreet Bancshares beats Richmond Mutual Bancorporation on 11 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding MNSB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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