First Business Financial Services (FBIZ) Competitors

First Business Financial Services (NASDAQ:FBIZ) and First Internet Bancorp (NASDAQ:INBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, risk, earnings, media sentiment, valuation, institutional ownership and community ranking.

Is FBIZ or INBK more profitable?

First Business Financial Services has a net margin of 15.48% compared to First Internet Bancorp's net margin of 5.84%. First Business Financial Services' return on equity of 13.51% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	15.48%	13.51%	1.08%
First Internet Bancorp	5.84%	4.68%	0.33%

Does the media favor FBIZ or INBK?

In the previous week, First Internet Bancorp had 7 more articles in the media than First Business Financial Services. MarketBeat recorded 19 mentions for First Internet Bancorp and 12 mentions for First Business Financial Services. First Internet Bancorp's average media sentiment score of 0.17 beat First Business Financial Services' score of 0.03 indicating that First Internet Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Business Financial Services	1 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Internet Bancorp	3 Very Positive mention(s)	2 Positive mention(s)	9 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate FBIZ or INBK?

First Business Financial Services currently has a consensus target price of $40.33, suggesting a potential upside of 18.73%. First Internet Bancorp has a consensus target price of $35.75, suggesting a potential upside of 12.28%. Given First Business Financial Services' stronger consensus rating and higher possible upside, equities research analysts clearly believe First Business Financial Services is more favorable than First Internet Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has preferable earnings & valuation, FBIZ or INBK?

First Business Financial Services has higher earnings, but lower revenue than First Internet Bancorp. First Business Financial Services is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$226.24M	1.24	$37.03M	$4.34	7.83
First Internet Bancorp	$265.57M	1.03	$8.42M	$1.90	16.63

Is FBIZ or INBK a better dividend stock?

First Business Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 2.9%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. First Business Financial Services pays out 23.0% of its earnings in the form of a dividend. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer FBIZ or INBK?

First Internet Bancorp received 15 more outperform votes than First Business Financial Services when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 59.47% of users gave First Business Financial Services an outperform vote.

Company	Underperform	Outperform
First Business Financial Services	Outperform Votes 245 59.47%	Underperform Votes 167 40.53%
First Internet Bancorp	Outperform Votes 260 62.20%	Underperform Votes 158 37.80%

Do insiders & institutionals have more ownership in FBIZ or INBK?

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are held by institutional investors. 6.2% of First Business Financial Services shares are held by company insiders. Comparatively, 7.8% of First Internet Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has more volatility & risk, FBIZ or INBK?

First Business Financial Services has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500.

Summary

First Business Financial Services beats First Internet Bancorp on 10 of the 19 factors compared between the two stocks.