ACNB vs. FBIZ, INBK, EBTC, WTBA, UNTY, BSRR, ORRF, CZNC, FRST, and MVBF
Should you be buying ACNB stock or one of its competitors? The main competitors of ACNB include First Business Financial Services (FBIZ), First Internet Bancorp (INBK), Enterprise Bancorp (EBTC), West Bancorporation (WTBA), Unity Bancorp (UNTY), Sierra Bancorp (BSRR), Orrstown Financial Services (ORRF), Citizens & Northern (CZNC), Primis Financial (FRST), and MVB Financial (MVBF). These companies are all part of the "state commercial banks" industry.
ACNB (NASDAQ:ACNB) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, media sentiment, community ranking, profitability, institutional ownership, dividends, earnings, analyst recommendations and valuation.
ACNB has a net margin of 24.98% compared to First Business Financial Services' net margin of 15.48%. First Business Financial Services' return on equity of 13.72% beat ACNB's return on equity.
First Business Financial Services has higher revenue and earnings than ACNB. First Business Financial Services is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.
First Business Financial Services received 89 more outperform votes than ACNB when rated by MarketBeat users. However, 63.93% of users gave ACNB an outperform vote while only 59.47% of users gave First Business Financial Services an outperform vote.
32.4% of ACNB shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 3.6% of ACNB shares are owned by insiders. Comparatively, 6.3% of First Business Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
ACNB presently has a consensus price target of $42.33, indicating a potential upside of 23.93%. First Business Financial Services has a consensus price target of $40.33, indicating a potential upside of 17.80%. Given ACNB's higher possible upside, equities research analysts plainly believe ACNB is more favorable than First Business Financial Services.
ACNB pays an annual dividend of $1.20 per share and has a dividend yield of 3.5%. First Business Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 2.9%. ACNB pays out 34.7% of its earnings in the form of a dividend. First Business Financial Services pays out 23.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
ACNB has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500. Comparatively, First Business Financial Services has a beta of 0.78, suggesting that its share price is 22% less volatile than the S&P 500.
In the previous week, ACNB had 7 more articles in the media than First Business Financial Services. MarketBeat recorded 16 mentions for ACNB and 9 mentions for First Business Financial Services. ACNB's average media sentiment score of 0.43 beat First Business Financial Services' score of -0.27 indicating that ACNB is being referred to more favorably in the media.
Summary
First Business Financial Services beats ACNB on 11 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding ACNB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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