Citizens (CIA) Competitors

$2.80
+0.22 (+8.53%)
(As of 05/17/2024 ET)

CIA vs. VERY, AAME, LFT, UBFO, OFS, OPI, RMBI, NAZ, BANX, and FCCO

Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Vericity (VERY), Atlantic American (AAME), Lument Finance Trust (LFT), United Security Bancshares (UBFO), OFS Capital (OFS), Office Properties Income Trust (OPI), Richmond Mutual Bancorporation (RMBI), Nuveen Arizona Quality Municipal Income Fund (NAZ), ArrowMark Financial (BANX), and First Community (FCCO). These companies are all part of the "finance" sector.

Citizens vs.

Vericity (NASDAQ:VERY) and Citizens (NYSE:CIA) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their community ranking, dividends, profitability, media sentiment, institutional ownership, risk, analyst recommendations, earnings and valuation.

In the previous week, Vericity had 5 more articles in the media than Citizens. MarketBeat recorded 9 mentions for Vericity and 4 mentions for Citizens. Vericity's average media sentiment score of 0.18 beat Citizens' score of 0.07 indicating that Citizens is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Vericity
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Citizens
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Citizens has a net margin of 9.94% compared to Citizens' net margin of -7.59%. Vericity's return on equity of 14.46% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Vericity-7.59% -12.99% -1.66%
Citizens 9.94%14.46%1.48%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vericity
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Citizens
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Citizens has higher revenue and earnings than Vericity. Vericity is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vericity$177.57M0.95-$9.89M-$0.92-12.26
Citizens$242.48M0.57$24.44M$0.475.96

Vericity has a beta of 0.14, meaning that its share price is 86% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.17, meaning that its share price is 83% less volatile than the S&P 500.

Citizens received 202 more outperform votes than Vericity when rated by MarketBeat users. However, 62.50% of users gave Vericity an outperform vote while only 59.45% of users gave Citizens an outperform vote.

CompanyUnderperformOutperform
VericityOutperform Votes
15
62.50%
Underperform Votes
9
37.50%
CitizensOutperform Votes
217
59.45%
Underperform Votes
148
40.55%

1.9% of Vericity shares are owned by institutional investors. Comparatively, 13.7% of Citizens shares are owned by institutional investors. 10.4% of Vericity shares are owned by company insiders. Comparatively, 0.9% of Citizens shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Citizens beats Vericity on 11 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIA vs. The Competition

MetricCitizensLife insurance IndustryFinance SectorNYSE Exchange
Market Cap$138.80M$18.58B$10.05B$18.14B
Dividend YieldN/A2.98%5.86%3.44%
P/E Ratio5.969.3539.6425.10
Price / Sales0.571.30274.0811.30
Price / Cash4.1922.3517.1719.46
Price / Book0.711.343.356.01
Net Income$24.44M$1.02B$1.03B$966.65M
7 Day Performance13.36%1.68%1.69%1.85%
1 Month Performance37.93%9.19%4.60%6.59%
1 Year Performance16.18%27.24%18.36%23.69%

Citizens Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VERY
Vericity
0 of 5 stars
$11.28
-0.1%
N/A+61.1%$167.85M$177.57M-16.59458Upcoming Earnings
AAME
Atlantic American
0.2179 of 5 stars
$1.79
+5.3%
N/A-21.9%$36.41M$186.79M-59.48154Analyst Forecast
Short Interest ↑
News Coverage
LFT
Lument Finance Trust
1.6272 of 5 stars
$2.43
-0.8%
$2.58
+6.5%
+38.5%$126.73M$109.19M7.58N/APositive News
UBFO
United Security Bancshares
3.2311 of 5 stars
$7.30
+0.7%
N/A+23.4%$126.44M$65.95M7.02114Analyst Forecast
Positive News
OFS
OFS Capital
1.6055 of 5 stars
$9.55
+1.1%
N/A+3.4%$127.97M$56.94M-9.6551Positive News
OPI
Office Properties Income Trust
2.5469 of 5 stars
$2.58
+11.7%
$4.30
+66.7%
-66.7%$125.78M$540.57M-1.681,100
RMBI
Richmond Mutual Bancorporation
2.212 of 5 stars
$11.30
+0.4%
N/A+16.4%$125.66M$72.02M12.99176Dividend Announcement
News Coverage
NAZ
Nuveen Arizona Quality Municipal Income Fund
0 of 5 stars
$10.82
-0.3%
N/A+1.0%$125.51MN/A0.00N/AEx-Dividend
Positive News
BANX
ArrowMark Financial
0 of 5 stars
$18.12
-0.4%
N/A+11.0%$129.01M$17.36M0.00N/AShort Interest ↑
High Trading Volume
FCCO
First Community
3.0589 of 5 stars
$16.23
+0.2%
$21.00
+29.4%
+4.4%$123.84M$83.12M11.35268Analyst Upgrade
Positive News

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This page (NYSE:CIA) was last updated on 5/19/2024 by MarketBeat.com Staff

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