Richmond Mutual Bancorporation (RMBI) Competitors

Richmond Mutual Bancorporation (NASDAQ:RMBI) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, media sentiment, dividends, analyst recommendations, institutional ownership, community ranking, valuation and profitability.

Is RMBI or FCCO more profitable?

First Community has a net margin of 12.32% compared to Richmond Mutual Bancorporation's net margin of 11.72%. First Community's return on equity of 8.57% beat Richmond Mutual Bancorporation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Richmond Mutual Bancorporation	11.72%	6.93%	0.62%
First Community	12.32%	8.57%	0.61%

Does the MarketBeat Community prefer RMBI or FCCO?

First Community received 161 more outperform votes than Richmond Mutual Bancorporation when rated by MarketBeat users. However, 57.14% of users gave Richmond Mutual Bancorporation an outperform vote while only 44.70% of users gave First Community an outperform vote.

Company	Underperform	Outperform
Richmond Mutual Bancorporation	Outperform Votes 12 57.14%	Underperform Votes 9 42.86%
First Community	Outperform Votes 173 44.70%	Underperform Votes 214 55.30%

Do insiders & institutionals have more ownership in RMBI or FCCO?

26.5% of Richmond Mutual Bancorporation shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are held by insiders. Comparatively, 3.0% of First Community shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Do analysts prefer RMBI or FCCO?

First Community has a consensus price target of $21.00, indicating a potential upside of 17.06%. Given First Community's higher possible upside, analysts plainly believe First Community is more favorable than Richmond Mutual Bancorporation.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Richmond Mutual Bancorporation	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
First Community	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to RMBI or FCCO?

In the previous week, Richmond Mutual Bancorporation and Richmond Mutual Bancorporation both had 4 articles in the media. First Community's average media sentiment score of 0.44 beat Richmond Mutual Bancorporation's score of 0.40 indicating that First Community is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Richmond Mutual Bancorporation	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Community	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk and volatility, RMBI or FCCO?

Richmond Mutual Bancorporation has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.

Which has better earnings & valuation, RMBI or FCCO?

First Community has higher revenue and earnings than Richmond Mutual Bancorporation. First Community is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Richmond Mutual Bancorporation	$72.02M	1.78	$9.49M	$0.87	13.30
First Community	$83.12M	1.65	$11.84M	$1.43	12.55

Is RMBI or FCCO a better dividend stock?

Richmond Mutual Bancorporation pays an annual dividend of $0.56 per share and has a dividend yield of 4.8%. First Community pays an annual dividend of $0.56 per share and has a dividend yield of 3.1%. Richmond Mutual Bancorporation pays out 64.4% of its earnings in the form of a dividend. First Community pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

First Community beats Richmond Mutual Bancorporation on 11 of the 18 factors compared between the two stocks.