CPSS vs. OPRT, SNFCA, MFIN, XYF, CNF, BTM, BCG, ARBK, HIVE, and GRYP
Should you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include Oportun Financial (OPRT), Security National Financial (SNFCA), Medallion Financial (MFIN), X Financial (XYF), CNFinance (CNF), Bitcoin Depot (BTM), Binah Capital Group (BCG), Argo Blockchain (ARBK), HIVE Digital Technologies (HIVE), and Gryphon Digital Mining (GRYP). These companies are all part of the "nondepository credit institutions" industry.
Consumer Portfolio Services (NASDAQ:CPSS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and community ranking.
In the previous week, Oportun Financial had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 2 mentions for Oportun Financial and 1 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.95 beat Oportun Financial's score of 0.64 indicating that Consumer Portfolio Services is being referred to more favorably in the media.
Consumer Portfolio Services received 118 more outperform votes than Oportun Financial when rated by MarketBeat users. Likewise, 60.50% of users gave Consumer Portfolio Services an outperform vote while only 59.06% of users gave Oportun Financial an outperform vote.
Consumer Portfolio Services has a net margin of 10.01% compared to Oportun Financial's net margin of -9.94%. Consumer Portfolio Services' return on equity of 13.44% beat Oportun Financial's return on equity.
Consumer Portfolio Services has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.
Consumer Portfolio Services has a beta of 2.02, suggesting that its stock price is 102% more volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.13, suggesting that its stock price is 13% more volatile than the S&P 500.
Oportun Financial has a consensus target price of $6.00, suggesting a potential upside of 68.54%. Given Oportun Financial's higher probable upside, analysts clearly believe Oportun Financial is more favorable than Consumer Portfolio Services.
47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 67.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 10.2% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
Consumer Portfolio Services beats Oportun Financial on 12 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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