LC vs. WRLD, LPRO, OCSL, ATLC, RM, ENVA, NNI, MFIC, OBNK, and BY
Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include World Acceptance (WRLD), Open Lending (LPRO), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), Regional Management (RM), Enova International (ENVA), Nelnet (NNI), MidCap Financial Investment (MFIC), Origin Bancorp (OBNK), and Byline Bancorp (BY). These companies are all part of the "finance" sector.
World Acceptance (NASDAQ:WRLD) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, community ranking, risk, valuation, analyst recommendations, media sentiment and institutional ownership.
83.6% of World Acceptance shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 40.9% of World Acceptance shares are held by insiders. Comparatively, 2.8% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
World Acceptance has higher earnings, but lower revenue than LendingClub. World Acceptance is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.
LendingClub received 290 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 60.86% of users gave LendingClub an outperform vote while only 55.03% of users gave World Acceptance an outperform vote.
In the previous week, LendingClub had 3 more articles in the media than World Acceptance. MarketBeat recorded 4 mentions for LendingClub and 1 mentions for World Acceptance. LendingClub's average media sentiment score of 1.91 beat World Acceptance's score of 0.69 indicating that World Acceptance is being referred to more favorably in the media.
World Acceptance has a beta of 1.42, meaning that its share price is 42% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2, meaning that its share price is 100% more volatile than the S&P 500.
World Acceptance has a net margin of 13.49% compared to World Acceptance's net margin of 4.69%. LendingClub's return on equity of 18.88% beat World Acceptance's return on equity.
World Acceptance presently has a consensus price target of $56.00, indicating a potential downside of 59.40%. LendingClub has a consensus price target of $11.42, indicating a potential upside of 22.50%. Given World Acceptance's stronger consensus rating and higher possible upside, analysts clearly believe LendingClub is more favorable than World Acceptance.
Summary
World Acceptance and LendingClub tied by winning 9 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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