BAP vs. BCH, BSAC, CIB, WF, BSBR, KB, NWG, BCS, LYG, and CM
Should you be buying Credicorp stock or one of its competitors? The main competitors of Credicorp include Banco de Chile (BCH), Banco Santander-Chile (BSAC), Bancolombia (CIB), Woori Financial Group (WF), Banco Santander (Brasil) (BSBR), KB Financial Group (KB), NatWest Group (NWG), Barclays (BCS), Lloyds Banking Group (LYG), and Canadian Imperial Bank of Commerce (CM). These companies are all part of the "commercial banks, not elsewhere classified" industry.
Banco de Chile (NYSE:BCH) and Credicorp (NYSE:BAP) are both large-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, community ranking, profitability, valuation, media sentiment, analyst recommendations, earnings, risk and institutional ownership.
Banco de Chile has a net margin of 28.62% compared to Banco de Chile's net margin of 20.17%. Credicorp's return on equity of 25.45% beat Banco de Chile's return on equity.
In the previous week, Credicorp had 2 more articles in the media than Banco de Chile. MarketBeat recorded 6 mentions for Credicorp and 4 mentions for Banco de Chile. Banco de Chile's average media sentiment score of 0.85 beat Credicorp's score of 0.11 indicating that Credicorp is being referred to more favorably in the news media.
Banco de Chile has higher earnings, but lower revenue than Credicorp. Banco de Chile is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.
1.2% of Banco de Chile shares are held by institutional investors. Comparatively, 89.8% of Credicorp shares are held by institutional investors. 5.9% of Banco de Chile shares are held by insiders. Comparatively, 15.9% of Credicorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Banco de Chile presently has a consensus target price of $22.00, indicating a potential downside of 0.90%. Credicorp has a consensus target price of $181.73, indicating a potential upside of 8.78%. Given Banco de Chile's stronger consensus rating and higher probable upside, analysts plainly believe Credicorp is more favorable than Banco de Chile.
Banco de Chile has a beta of 0.4, suggesting that its stock price is 60% less volatile than the S&P 500. Comparatively, Credicorp has a beta of 1.13, suggesting that its stock price is 13% more volatile than the S&P 500.
Banco de Chile pays an annual dividend of $1.24 per share and has a dividend yield of 5.6%. Credicorp pays an annual dividend of $6.77 per share and has a dividend yield of 4.1%. Banco de Chile pays out 41.3% of its earnings in the form of a dividend. Credicorp pays out 43.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Credicorp has raised its dividend for 2 consecutive years. Banco de Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.
Credicorp received 38 more outperform votes than Banco de Chile when rated by MarketBeat users. Likewise, 62.75% of users gave Credicorp an outperform vote while only 58.37% of users gave Banco de Chile an outperform vote.
Summary
Credicorp beats Banco de Chile on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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