Western New England Bancorp (WNEB) Competitors

First Guaranty Bancshares (NASDAQ:FGBI) and Western New England Bancorp (NASDAQ:WNEB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, media sentiment, risk, earnings, valuation, institutional ownership, community ranking and dividends.

Which has more volatility & risk, FGBI or WNEB?

First Guaranty Bancshares has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500. Comparatively, Western New England Bancorp has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500.

Is FGBI or WNEB more profitable?

Western New England Bancorp has a net margin of 11.10% compared to Western New England Bancorp's net margin of 3.94%. First Guaranty Bancshares' return on equity of 5.43% beat Western New England Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Guaranty Bancshares	3.94%	3.85%	0.24%
Western New England Bancorp	11.10%	5.43%	0.50%

Do insiders and institutionals have more ownership in FGBI or WNEB?

39.5% of First Guaranty Bancshares shares are owned by institutional investors. Comparatively, 68.0% of Western New England Bancorp shares are owned by institutional investors. 46.4% of First Guaranty Bancshares shares are owned by insiders. Comparatively, 5.8% of Western New England Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Does the MarketBeat Community believe in FGBI or WNEB?

Western New England Bancorp received 138 more outperform votes than First Guaranty Bancshares when rated by MarketBeat users. However, 65.43% of users gave First Guaranty Bancshares an outperform vote while only 59.28% of users gave Western New England Bancorp an outperform vote.

Company	Underperform	Outperform
First Guaranty Bancshares	Outperform Votes 159 65.43%	Underperform Votes 84 34.57%
Western New England Bancorp	Outperform Votes 297 59.28%	Underperform Votes 204 40.72%

Is FGBI or WNEB a better dividend stock?

First Guaranty Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 5.6%. Western New England Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 4.3%. First Guaranty Bancshares pays out 130.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Western New England Bancorp pays out 46.7% of its earnings in the form of a dividend. Western New England Bancorp has raised its dividend for 2 consecutive years.

Which has stronger earnings & valuation, FGBI or WNEB?

Western New England Bancorp has lower revenue, but higher earnings than First Guaranty Bancshares. Western New England Bancorp is trading at a lower price-to-earnings ratio than First Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Guaranty Bancshares	$193.59M	0.73	$9.22M	$0.49	23.14
Western New England Bancorp	$112.01M	1.27	$15.07M	$0.60	10.95

Does the media refer more to FGBI or WNEB?

In the previous week, First Guaranty Bancshares had 1 more articles in the media than Western New England Bancorp. MarketBeat recorded 6 mentions for First Guaranty Bancshares and 5 mentions for Western New England Bancorp. Western New England Bancorp's average media sentiment score of 1.45 beat First Guaranty Bancshares' score of 0.76 indicating that First Guaranty Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Guaranty Bancshares	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Western New England Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate FGBI or WNEB?

First Guaranty Bancshares currently has a consensus price target of $11.25, indicating a potential downside of 0.79%. Western New England Bancorp has a consensus price target of $7.50, indicating a potential upside of 14.16%. Given First Guaranty Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Western New England Bancorp is more favorable than First Guaranty Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Guaranty Bancshares	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Western New England Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Summary

Western New England Bancorp beats First Guaranty Bancshares on 14 of the 21 factors compared between the two stocks.