VBNK vs. PGC, ESQ, JMSB, AFCG, FNLC, FSBW, USCB, BKT, HRTG, and BMRC
Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Peapack-Gladstone Financial (PGC), Esquire Financial (ESQ), John Marshall Bancorp (JMSB), AFC Gamma (AFCG), First Bancorp (FNLC), FS Bancorp (FSBW), USCB Financial (USCB), BlackRock Income Trust (BKT), Heritage Insurance (HRTG), and Bank of Marin Bancorp (BMRC). These companies are all part of the "finance" sector.
VersaBank (NASDAQ:VBNK) and Peapack-Gladstone Financial (NASDAQ:PGC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, media sentiment, valuation, profitability and community ranking.
VersaBank has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, Peapack-Gladstone Financial has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.
56.9% of VersaBank shares are owned by institutional investors. Comparatively, 72.8% of Peapack-Gladstone Financial shares are owned by institutional investors. 7.2% of Peapack-Gladstone Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
VersaBank has a net margin of 17.59% compared to Peapack-Gladstone Financial's net margin of 10.11%. VersaBank's return on equity of 12.14% beat Peapack-Gladstone Financial's return on equity.
Peapack-Gladstone Financial received 181 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 60.98% of users gave Peapack-Gladstone Financial an outperform vote while only 50.00% of users gave VersaBank an outperform vote.
Peapack-Gladstone Financial has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Peapack-Gladstone Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, VersaBank had 3 more articles in the media than Peapack-Gladstone Financial. MarketBeat recorded 5 mentions for VersaBank and 2 mentions for Peapack-Gladstone Financial. Peapack-Gladstone Financial's average media sentiment score of 0.93 beat VersaBank's score of 0.71 indicating that Peapack-Gladstone Financial is being referred to more favorably in the news media.
VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.7%. Peapack-Gladstone Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.9%. VersaBank pays out 5.5% of its earnings in the form of a dividend. Peapack-Gladstone Financial pays out 9.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
VersaBank currently has a consensus target price of $10.00, indicating a potential upside of 2.99%. Peapack-Gladstone Financial has a consensus target price of $29.00, indicating a potential upside of 24.30%. Given Peapack-Gladstone Financial's higher probable upside, analysts plainly believe Peapack-Gladstone Financial is more favorable than VersaBank.
Summary
Peapack-Gladstone Financial beats VersaBank on 12 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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