FNLC vs. FISI, FLIC, ATLO, NKSH, CAC, HAFC, SASR, BCAL, FDBC, and PFIS
Should you be buying First Bancorp stock or one of its competitors? The main competitors of First Bancorp include Financial Institutions (FISI), First of Long Island (FLIC), Ames National (ATLO), National Bankshares (NKSH), Camden National (CAC), Hanmi Financial (HAFC), Sandy Spring Bancorp (SASR), Southern California Bancorp (BCAL), Fidelity D & D Bancorp (FDBC), and Peoples Financial Services (PFIS). These companies are all part of the "national commercial banks" industry.
First Bancorp (NASDAQ:FNLC) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings, community ranking and institutional ownership.
First Bancorp has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.88, meaning that its share price is 12% less volatile than the S&P 500.
In the previous week, Financial Institutions had 1 more articles in the media than First Bancorp. MarketBeat recorded 3 mentions for Financial Institutions and 2 mentions for First Bancorp. Financial Institutions' average media sentiment score of 0.19 beat First Bancorp's score of -0.35 indicating that Financial Institutions is being referred to more favorably in the news media.
First Bancorp has a net margin of 18.41% compared to Financial Institutions' net margin of 11.53%. First Bancorp's return on equity of 11.79% beat Financial Institutions' return on equity.
Financial Institutions has a consensus target price of $20.67, suggesting a potential upside of 15.78%. Given Financial Institutions' higher possible upside, analysts plainly believe Financial Institutions is more favorable than First Bancorp.
40.4% of First Bancorp shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 6.0% of First Bancorp shares are owned by company insiders. Comparatively, 2.7% of Financial Institutions shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Financial Institutions received 103 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 58.25% of users gave Financial Institutions an outperform vote.
First Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 6.1%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.7%. First Bancorp pays out 56.5% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.
Financial Institutions has higher revenue and earnings than First Bancorp. Financial Institutions is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Financial Institutions beats First Bancorp on 11 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FNLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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