TBNK vs. PROV, WSBF, FFBW, TCBC, MGYR, IROQ, OFED, CLST, NSTS, and CFSB
Should you be buying Territorial Bancorp stock or one of its competitors? The main competitors of Territorial Bancorp include Provident Financial (PROV), Waterstone Financial (WSBF), FFBW (FFBW), TC Bancshares (TCBC), Magyar Bancorp (MGYR), IF Bancorp (IROQ), Oconee Federal Financial (OFED), Catalyst Bancorp (CLST), NSTS Bancorp (NSTS), and CFSB Bancorp (CFSB). These companies are all part of the "federal savings institutions" industry.
Provident Financial (NASDAQ:PROV) and Territorial Bancorp (NASDAQ:TBNK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, community ranking, risk, institutional ownership, earnings, analyst recommendations and media sentiment.
Provident Financial has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, Territorial Bancorp has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.
In the previous week, Provident Financial had 8 more articles in the media than Territorial Bancorp. MarketBeat recorded 18 mentions for Provident Financial and 10 mentions for Territorial Bancorp. Provident Financial's average media sentiment score of 0.43 beat Territorial Bancorp's score of 0.39 indicating that Territorial Bancorp is being referred to more favorably in the news media.
Territorial Bancorp has a consensus target price of $7.50, suggesting a potential upside of 2.18%. Given Provident Financial's higher possible upside, analysts clearly believe Territorial Bancorp is more favorable than Provident Financial.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.3%. Territorial Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 2.7%. Provident Financial pays out 48.7% of its earnings in the form of a dividend. Territorial Bancorp pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Provident Financial has higher earnings, but lower revenue than Territorial Bancorp. Provident Financial is trading at a lower price-to-earnings ratio than Territorial Bancorp, indicating that it is currently the more affordable of the two stocks.
Provident Financial received 27 more outperform votes than Territorial Bancorp when rated by MarketBeat users. However, 50.74% of users gave Territorial Bancorp an outperform vote while only 46.32% of users gave Provident Financial an outperform vote.
Provident Financial has a net margin of 14.43% compared to Provident Financial's net margin of 7.03%. Territorial Bancorp's return on equity of 6.20% beat Provident Financial's return on equity.
71.3% of Provident Financial shares are held by institutional investors. Comparatively, 50.4% of Territorial Bancorp shares are held by institutional investors. 15.1% of Provident Financial shares are held by insiders. Comparatively, 9.0% of Territorial Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Summary
Provident Financial beats Territorial Bancorp on 11 of the 18 factors compared between the two stocks.
Get Territorial Bancorp News Delivered to You Automatically
Sign up to receive the latest news and ratings for TBNK and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding TBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Territorial Bancorp Competitors List
Related Companies and Tools
