Southern States Bancshares (SSBK) Competitors

$27.20
+1.30 (+5.02%)
(As of 05/14/2024 ET)

SSBK vs. LNKB, MVBF, FRBA, BCML, CZFS, USCB, PCB, JMSB, CIVB, and BMRC

Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include LINKBANCORP (LNKB), MVB Financial (MVBF), First Bank (FRBA), BayCom (BCML), Citizens Financial Services (CZFS), USCB Financial (USCB), PCB Bancorp (PCB), John Marshall Bancorp (JMSB), Civista Bancshares (CIVB), and Bank of Marin Bancorp (BMRC). These companies are all part of the "state commercial banks" industry.

Southern States Bancshares vs.

LINKBANCORP (NASDAQ:LNKB) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, community ranking, dividends, valuation, earnings, media sentiment, institutional ownership and profitability.

LINKBANCORP has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.18, indicating that its stock price is 82% less volatile than the S&P 500.

Southern States Bancshares has higher revenue and earnings than LINKBANCORP. LINKBANCORP is trading at a lower price-to-earnings ratio than Southern States Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LINKBANCORP$66.29M3.74-$11.97M-$0.26-25.54
Southern States Bancshares$141.13M1.71$31.95M$3.607.56

Southern States Bancshares received 9 more outperform votes than LINKBANCORP when rated by MarketBeat users. Likewise, 46.15% of users gave Southern States Bancshares an outperform vote while only 37.50% of users gave LINKBANCORP an outperform vote.

CompanyUnderperformOutperform
LINKBANCORPOutperform Votes
3
37.50%
Underperform Votes
5
62.50%
Southern States BancsharesOutperform Votes
12
46.15%
Underperform Votes
14
53.85%

LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.5%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.3%. LINKBANCORP pays out -115.4% of its earnings in the form of a dividend. Southern States Bancshares pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LINKBANCORP is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, LINKBANCORP had 6 more articles in the media than Southern States Bancshares. MarketBeat recorded 7 mentions for LINKBANCORP and 1 mentions for Southern States Bancshares. LINKBANCORP's average media sentiment score of 1.89 beat Southern States Bancshares' score of 0.01 indicating that Southern States Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
LINKBANCORP Neutral
Southern States Bancshares Very Positive

Southern States Bancshares has a net margin of 21.51% compared to Southern States Bancshares' net margin of -5.10%. LINKBANCORP's return on equity of 15.65% beat Southern States Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
LINKBANCORP-5.10% 6.11% 0.64%
Southern States Bancshares 21.51%15.65%1.37%

LINKBANCORP currently has a consensus price target of $7.50, indicating a potential upside of 12.44%. Southern States Bancshares has a consensus price target of $35.00, indicating a potential upside of 31.09%. Given LINKBANCORP's stronger consensus rating and higher probable upside, analysts plainly believe Southern States Bancshares is more favorable than LINKBANCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LINKBANCORP
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Southern States Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

37.5% of LINKBANCORP shares are owned by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are owned by institutional investors. 35.8% of LINKBANCORP shares are owned by insiders. Comparatively, 7.1% of Southern States Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Southern States Bancshares beats LINKBANCORP on 14 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBK vs. The Competition

MetricSouthern States BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$241.54M$2.31B$9.19B$7.86B
Dividend Yield1.34%4.20%10.20%3.93%
P/E Ratio7.5611.8952.4715.75
Price / Sales1.711.983,484.5077.38
Price / Cash7.158.6728.1028.46
Price / Book1.121.032.534.47
Net Income$31.95M$403.09M$997.38M$216.32M
7 Day Performance2.84%0.63%0.82%1.39%
1 Month Performance16.29%5.34%2.96%1.71%
1 Year Performance34.32%39.00%20.25%11.00%

Southern States Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LNKB
LINKBANCORP
2.4686 of 5 stars
$6.30
-1.9%
$7.00
+11.1%
+26.2%$235.29M$60.31M-24.23342Analyst Forecast
Short Interest ↑
Gap Up
MVBF
MVB Financial
4.9785 of 5 stars
$18.64
-0.2%
$26.67
+43.1%
+11.0%$239.34M$209.53M9.97445Short Interest ↓
FRBA
First Bank
3.5866 of 5 stars
$12.29
+0.9%
$15.00
+22.1%
+25.6%$240.52M$173.30M10.88280Dividend Announcement
BCML
BayCom
4.8052 of 5 stars
$20.11
-0.2%
$24.00
+19.3%
+34.6%$227.85M$133.31M9.10358Short Interest ↓
Positive News
CZFS
Citizens Financial Services
4.5445 of 5 stars
$47.43
-2.0%
$53.00
+11.7%
-45.1%$223.40M$138.72M12.85395Short Interest ↑
High Trading Volume
USCB
USCB Financial
4.3972 of 5 stars
$12.55
+5.5%
$13.33
+6.2%
+33.0%$246.61M$65.97M16.30196Positive News
PCB
PCB Bancorp
4.7314 of 5 stars
$15.48
+0.5%
$17.00
+9.8%
+14.6%$220.75M$161.86M8.85268Short Interest ↑
JMSB
John Marshall Bancorp
0.7448 of 5 stars
$17.64
-0.7%
N/A-2.1%$250.84M$85.83M80.19133Gap Up
CIVB
Civista Bancshares
4.8402 of 5 stars
$13.81
-3.0%
$17.75
+28.5%
-2.0%$216.68M$219.90M5.93532
BMRC
Bank of Marin Bancorp
2.4595 of 5 stars
$15.82
-0.1%
$17.33
+9.6%
+6.9%$257.87M$144.48M19.06329Positive News

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This page (NASDAQ:SSBK) was last updated on 5/15/2024 by MarketBeat.com Staff

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