NICK vs. PLBC, SRBK, PROV, RVSB, BSBK, MAYS, NXC, SSSS, HMNF, and JEQ
Should you be buying Nicholas Financial stock or one of its competitors? The main competitors of Nicholas Financial include Plumas Bancorp (PLBC), SR Bancorp (SRBK), Provident Financial (PROV), Riverview Bancorp (RVSB), Bogota Financial (BSBK), J.W. Mays (MAYS), Nuveen California Select Tax-Free Income Portfolio (NXC), SuRo Capital (SSSS), HMN Financial (HMNF), and Abrdn Japan Equity Fund (JEQ). These companies are all part of the "finance" sector.
Plumas Bancorp (NASDAQ:PLBC) and Nicholas Financial (NASDAQ:NICK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, community ranking, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations.
Plumas Bancorp has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Nicholas Financial has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500.
Plumas Bancorp has higher revenue and earnings than Nicholas Financial. Nicholas Financial is trading at a lower price-to-earnings ratio than Plumas Bancorp, indicating that it is currently the more affordable of the two stocks.
Plumas Bancorp has a net margin of 33.12% compared to Plumas Bancorp's net margin of -134.48%. Nicholas Financial's return on equity of 21.53% beat Plumas Bancorp's return on equity.
Nicholas Financial received 21 more outperform votes than Plumas Bancorp when rated by MarketBeat users. However, 63.13% of users gave Plumas Bancorp an outperform vote while only 60.36% of users gave Nicholas Financial an outperform vote.
In the previous week, Nicholas Financial had 9 more articles in the media than Plumas Bancorp. MarketBeat recorded 12 mentions for Nicholas Financial and 3 mentions for Plumas Bancorp. Plumas Bancorp's average media sentiment score of 0.33 beat Nicholas Financial's score of 0.26 indicating that Nicholas Financial is being referred to more favorably in the news media.
41.7% of Plumas Bancorp shares are owned by institutional investors. Comparatively, 39.9% of Nicholas Financial shares are owned by institutional investors. 9.0% of Plumas Bancorp shares are owned by company insiders. Comparatively, 43.0% of Nicholas Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Plumas Bancorp currently has a consensus price target of $40.00, suggesting a potential upside of 13.38%. Given Nicholas Financial's higher probable upside, equities research analysts plainly believe Plumas Bancorp is more favorable than Nicholas Financial.
Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.1%. Nicholas Financial pays an annual dividend of $0.48 per share and has a dividend yield of 7.5%. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend. Nicholas Financial pays out -9.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has raised its dividend for 4 consecutive years. Nicholas Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Plumas Bancorp beats Nicholas Financial on 12 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding NICK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Nicholas Financial Competitors List
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