MSBI vs. HTBK, CATC, EQBK, IBCP, TRST, MCBC, BFST, HBNC, HONE, and CCB
Should you be buying Midland States Bancorp stock or one of its competitors? The main competitors of Midland States Bancorp include Heritage Commerce (HTBK), Cambridge Bancorp (CATC), Equity Bancshares (EQBK), Independent Bank (IBCP), TrustCo Bank Corp NY (TRST), Macatawa Bank (MCBC), Business First Bancshares (BFST), Horizon Bancorp (HBNC), HarborOne Bancorp (HONE), and Coastal Financial (CCB). These companies are all part of the "state commercial banks" industry.
Heritage Commerce (NASDAQ:HTBK) and Midland States Bancorp (NASDAQ:MSBI) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, risk, media sentiment, valuation, earnings, community ranking, analyst recommendations, profitability and dividends.
Heritage Commerce has a net margin of 22.84% compared to Heritage Commerce's net margin of 15.17%. Heritage Commerce's return on equity of 11.50% beat Midland States Bancorp's return on equity.
Midland States Bancorp has higher revenue and earnings than Heritage Commerce. Midland States Bancorp is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.
75.6% of Heritage Commerce shares are owned by institutional investors. Comparatively, 60.9% of Midland States Bancorp shares are owned by institutional investors. 4.0% of Heritage Commerce shares are owned by insiders. Comparatively, 5.6% of Midland States Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Heritage Commerce has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500. Comparatively, Midland States Bancorp has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.
Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 6.2%. Midland States Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 5.3%. Heritage Commerce pays out 56.5% of its earnings in the form of a dividend. Midland States Bancorp pays out 42.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Midland States Bancorp has increased its dividend for 8 consecutive years.
Heritage Commerce currently has a consensus target price of $10.50, indicating a potential upside of 24.41%. Midland States Bancorp has a consensus target price of $25.63, indicating a potential upside of 9.70%. Given Midland States Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Heritage Commerce is more favorable than Midland States Bancorp.
In the previous week, Heritage Commerce had 3 more articles in the media than Midland States Bancorp. MarketBeat recorded 6 mentions for Heritage Commerce and 3 mentions for Midland States Bancorp. Heritage Commerce's average media sentiment score of 1.05 beat Midland States Bancorp's score of 0.68 indicating that Midland States Bancorp is being referred to more favorably in the news media.
Heritage Commerce received 123 more outperform votes than Midland States Bancorp when rated by MarketBeat users. Likewise, 58.78% of users gave Heritage Commerce an outperform vote while only 46.79% of users gave Midland States Bancorp an outperform vote.
Summary
Heritage Commerce beats Midland States Bancorp on 13 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding MSBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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