CATC vs. MCBC, MSBI, HTBK, HONE, TRST, HBNC, EQBK, CCBG, BFST, and CCB
Should you be buying Cambridge Bancorp stock or one of its competitors? The main competitors of Cambridge Bancorp include Macatawa Bank (MCBC), Midland States Bancorp (MSBI), Heritage Commerce (HTBK), HarborOne Bancorp (HONE), TrustCo Bank Corp NY (TRST), Horizon Bancorp (HBNC), Equity Bancshares (EQBK), Capital City Bank Group (CCBG), Business First Bancshares (BFST), and Coastal Financial (CCB). These companies are all part of the "state commercial banks" industry.
Macatawa Bank (NASDAQ:MCBC) and Cambridge Bancorp (NASDAQ:CATC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, media sentiment, community ranking, profitability and institutional ownership.
Macatawa Bank has a net margin of 30.56% compared to Macatawa Bank's net margin of 10.11%. Cambridge Bancorp's return on equity of 14.73% beat Macatawa Bank's return on equity.
Macatawa Bank received 69 more outperform votes than Cambridge Bancorp when rated by MarketBeat users. Likewise, 59.04% of users gave Macatawa Bank an outperform vote while only 56.19% of users gave Cambridge Bancorp an outperform vote.
Macatawa Bank has higher earnings, but lower revenue than Cambridge Bancorp. Macatawa Bank is trading at a lower price-to-earnings ratio than Cambridge Bancorp, indicating that it is currently the more affordable of the two stocks.
Macatawa Bank currently has a consensus price target of $12.83, indicating a potential downside of 11.00%. Cambridge Bancorp has a consensus price target of $73.15, indicating a potential upside of 9.56%. Given Macatawa Bank's higher possible upside, analysts clearly believe Cambridge Bancorp is more favorable than Macatawa Bank.
In the previous week, Macatawa Bank had 2 more articles in the media than Cambridge Bancorp. MarketBeat recorded 5 mentions for Macatawa Bank and 3 mentions for Cambridge Bancorp. Macatawa Bank's average media sentiment score of 0.90 beat Cambridge Bancorp's score of 0.74 indicating that Cambridge Bancorp is being referred to more favorably in the news media.
Macatawa Bank has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, Cambridge Bancorp has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500.
Macatawa Bank pays an annual dividend of $0.36 per share and has a dividend yield of 2.5%. Cambridge Bancorp pays an annual dividend of $2.68 per share and has a dividend yield of 4.0%. Macatawa Bank pays out 30.0% of its earnings in the form of a dividend. Cambridge Bancorp pays out 73.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Macatawa Bank has increased its dividend for 1 consecutive years and Cambridge Bancorp has increased its dividend for 25 consecutive years. Cambridge Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
42.5% of Macatawa Bank shares are held by institutional investors. Comparatively, 55.5% of Cambridge Bancorp shares are held by institutional investors. 8.6% of Macatawa Bank shares are held by insiders. Comparatively, 4.5% of Cambridge Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
Macatawa Bank beats Cambridge Bancorp on 12 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CATC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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