FSBC vs. SMMF, FFIC, MPB, CCNE, RBB, RRBI, MOFG, BWB, FFWM, and THFF
Should you be buying Five Star Bancorp stock or one of its competitors? The main competitors of Five Star Bancorp include Summit Financial Group (SMMF), Flushing Financial (FFIC), Mid Penn Bancorp (MPB), CNB Financial (CCNE), RBB Bancorp (RBB), Red River Bancshares (RRBI), MidWestOne Financial Group (MOFG), Bridgewater Bancshares (BWB), First Foundation (FFWM), and First Financial (THFF). These companies are all part of the "state commercial banks" industry.
Five Star Bancorp (NASDAQ:FSBC) and Summit Financial Group (NASDAQ:SMMF) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, media sentiment, community ranking, valuation, earnings, risk and dividends.
Summit Financial Group received 148 more outperform votes than Five Star Bancorp when rated by MarketBeat users. However, 61.06% of users gave Five Star Bancorp an outperform vote while only 58.02% of users gave Summit Financial Group an outperform vote.
Five Star Bancorp currently has a consensus price target of $27.00, indicating a potential upside of 19.79%. Summit Financial Group has a consensus price target of $27.00, indicating a potential upside of 5.06%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Five Star Bancorp is more favorable than Summit Financial Group.
46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 35.7% of Summit Financial Group shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by insiders. Comparatively, 12.9% of Summit Financial Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Summit Financial Group has higher revenue and earnings than Five Star Bancorp. Summit Financial Group is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.
Five Star Bancorp has a net margin of 23.84% compared to Summit Financial Group's net margin of 20.84%. Five Star Bancorp's return on equity of 16.12% beat Summit Financial Group's return on equity.
Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.5%. Summit Financial Group pays an annual dividend of $0.88 per share and has a dividend yield of 3.4%. Five Star Bancorp pays out 30.4% of its earnings in the form of a dividend. Summit Financial Group pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, Five Star Bancorp had 1 more articles in the media than Summit Financial Group. MarketBeat recorded 2 mentions for Five Star Bancorp and 1 mentions for Summit Financial Group. Summit Financial Group's average media sentiment score of 1.87 beat Five Star Bancorp's score of 1.43 indicating that Summit Financial Group is being referred to more favorably in the news media.
Five Star Bancorp has a beta of 0.38, suggesting that its share price is 62% less volatile than the S&P 500. Comparatively, Summit Financial Group has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500.
Summary
Five Star Bancorp beats Summit Financial Group on 13 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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