COFS vs. BWFG, FFNW, MBCN, OVLY, CALB, CBAN, HMST, PKBK, SBNY, and NWFL
Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Bankwell Financial Group (BWFG), First Financial Northwest (FFNW), Middlefield Banc (MBCN), Oak Valley Bancorp (OVLY), California BanCorp (CALB), Colony Bankcorp (CBAN), HomeStreet (HMST), Parke Bancorp (PKBK), Signature Bank (SBNY), and Norwood Financial (NWFL). These companies are all part of the "state commercial banks" industry.
Bankwell Financial Group (NASDAQ:BWFG) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, risk, earnings, dividends, valuation, analyst recommendations, community ranking, institutional ownership and media sentiment.
In the previous week, Bankwell Financial Group and Bankwell Financial Group both had 3 articles in the media. Bankwell Financial Group's average media sentiment score of 1.25 beat ChoiceOne Financial Services' score of 1.20 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.
ChoiceOne Financial Services has a net margin of 17.53% compared to ChoiceOne Financial Services' net margin of 15.28%. ChoiceOne Financial Services' return on equity of 11.55% beat Bankwell Financial Group's return on equity.
Bankwell Financial Group received 183 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 63.10% of users gave Bankwell Financial Group an outperform vote while only 0.00% of users gave ChoiceOne Financial Services an outperform vote.
Bankwell Financial Group has higher revenue and earnings than ChoiceOne Financial Services. Bankwell Financial Group is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.
Bankwell Financial Group presently has a consensus price target of $34.00, indicating a potential upside of 43.22%. ChoiceOne Financial Services has a consensus price target of $24.00, indicating a potential downside of 5.33%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities research analysts clearly believe Bankwell Financial Group is more favorable than ChoiceOne Financial Services.
35.8% of Bankwell Financial Group shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 19.2% of Bankwell Financial Group shares are held by insiders. Comparatively, 7.9% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Bankwell Financial Group has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.68, indicating that its stock price is 32% less volatile than the S&P 500.
Bankwell Financial Group pays an annual dividend of $0.80 per share and has a dividend yield of 3.4%. ChoiceOne Financial Services pays an annual dividend of $1.08 per share and has a dividend yield of 4.3%. Bankwell Financial Group pays out 20.8% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 12 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Bankwell Financial Group beats ChoiceOne Financial Services on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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