ChoiceOne Financial Services (COFS) Competitors

$25.35
+0.46 (+1.85%)
(As of 05/10/2024 08:54 PM ET)

COFS vs. BWFG, FFNW, MBCN, OVLY, CALB, CBAN, HMST, PKBK, SBNY, and NWFL

Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Bankwell Financial Group (BWFG), First Financial Northwest (FFNW), Middlefield Banc (MBCN), Oak Valley Bancorp (OVLY), California BanCorp (CALB), Colony Bankcorp (CBAN), HomeStreet (HMST), Parke Bancorp (PKBK), Signature Bank (SBNY), and Norwood Financial (NWFL). These companies are all part of the "state commercial banks" industry.

ChoiceOne Financial Services vs.

Bankwell Financial Group (NASDAQ:BWFG) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, risk, earnings, dividends, valuation, analyst recommendations, community ranking, institutional ownership and media sentiment.

In the previous week, Bankwell Financial Group and Bankwell Financial Group both had 3 articles in the media. Bankwell Financial Group's average media sentiment score of 1.25 beat ChoiceOne Financial Services' score of 1.20 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bankwell Financial Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

ChoiceOne Financial Services has a net margin of 17.53% compared to ChoiceOne Financial Services' net margin of 15.28%. ChoiceOne Financial Services' return on equity of 11.55% beat Bankwell Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bankwell Financial Group15.28% 11.55% 0.93%
ChoiceOne Financial Services 17.53%11.15%0.83%

Bankwell Financial Group received 183 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 63.10% of users gave Bankwell Financial Group an outperform vote while only 0.00% of users gave ChoiceOne Financial Services an outperform vote.

CompanyUnderperformOutperform
Bankwell Financial GroupOutperform Votes
183
63.10%
Underperform Votes
107
36.90%
ChoiceOne Financial ServicesOutperform Votes
No Votes
Underperform Votes
1
100.00%

Bankwell Financial Group has higher revenue and earnings than ChoiceOne Financial Services. Bankwell Financial Group is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bankwell Financial Group$193.30M0.97$36.66M$3.846.18
ChoiceOne Financial Services$113.89M1.68$21.26M$2.819.02

Bankwell Financial Group presently has a consensus price target of $34.00, indicating a potential upside of 43.22%. ChoiceOne Financial Services has a consensus price target of $24.00, indicating a potential downside of 5.33%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities research analysts clearly believe Bankwell Financial Group is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bankwell Financial Group
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

35.8% of Bankwell Financial Group shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 19.2% of Bankwell Financial Group shares are held by insiders. Comparatively, 7.9% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Bankwell Financial Group has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.68, indicating that its stock price is 32% less volatile than the S&P 500.

Bankwell Financial Group pays an annual dividend of $0.80 per share and has a dividend yield of 3.4%. ChoiceOne Financial Services pays an annual dividend of $1.08 per share and has a dividend yield of 4.3%. Bankwell Financial Group pays out 20.8% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 12 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Bankwell Financial Group beats ChoiceOne Financial Services on 14 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$191.93M$2.31B$9.76B$7.81B
Dividend Yield4.26%4.20%6.09%3.92%
P/E Ratio9.0212.2238.0916.04
Price / Sales1.681.91102.2374.58
Price / Cash5.688.6228.3535.50
Price / Book0.931.033.074.38
Net Income$21.26M$403.09M$1.01B$217.46M
7 Day Performance-1.52%0.73%1.06%-0.14%
1 Month Performance14.24%5.46%2.61%0.05%
1 Year Performance19.86%38.19%19.78%9.69%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BWFG
Bankwell Financial Group
3.8216 of 5 stars
$23.83
-0.6%
$30.00
+25.9%
+6.7%$188.50M$193.30M6.21126Positive News
FFNW
First Financial Northwest
2.716 of 5 stars
$20.37
+0.1%
$23.00
+12.9%
+110.1%$186.70M$41.08M61.73142
MBCN
Middlefield Banc
1.5894 of 5 stars
$24.03
-1.5%
$24.00
-0.1%
-0.8%$193.92M$96.99M11.72256Positive News
OVLY
Oak Valley Bancorp
1.7714 of 5 stars
$23.42
+0.7%
N/A+4.2%$195.79M$87.30M7.08198Positive News
CALB
California BanCorp
4.0302 of 5 stars
$21.85
-0.7%
$26.25
+20.1%
+61.8%$183.76M$114.08M9.22169
CBAN
Colony Bankcorp
4.4056 of 5 stars
$11.25
-1.1%
N/A+30.3%$197.55M$160.55M9.00453Positive News
HMST
HomeStreet
0.8472 of 5 stars
$10.48
-2.0%
$12.17
+16.1%
+71.9%$197.65M$441.66M-4.92821Short Interest ↑
PKBK
Parke Bancorp
4.234 of 5 stars
$16.55
-0.6%
N/A+8.6%$197.94M$119.40M8.58101Positive News
SBNY
Signature Bank
0 of 5 stars
$3.20
-3.0%
N/A+2,682.6%$201.38M$3.71B0.002,243
NWFL
Norwood Financial
2.816 of 5 stars
$25.34
+0.1%
N/A-6.1%$205.51M$103.66M13.27261Analyst Upgrade
Short Interest ↓

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This page (NASDAQ:COFS) was last updated on 5/13/2024 by MarketBeat.com Staff

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