International Personal Finance (IPF) Competitors

GBX 106
+0.50 (+0.47%)
(As of 04/26/2024 ET)

IPF vs. SUS, EQLS, FCH, HAT, LIT, VANQ, TRU, ASAI, JMI, and ADIG

Should you be buying International Personal Finance stock or one of its competitors? The main competitors of International Personal Finance include S&U (SUS), Equals Group (EQLS), Funding Circle (FCH), H&T Group (HAT), Litigation Capital Management (LIT), Vanquis Banking Group (VANQ), TruFin (TRU), ASA International Group (ASAI), JPMorgan UK Smaller Companies Investment Trust (JMI), and abrdn Diversified Income & Growth (ADIG). These companies are all part of the "financial services" sector.

International Personal Finance vs.

S&U (LON:SUS) and International Personal Finance (LON:IPF) are both small-cap financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, risk, valuation, earnings, dividends, institutional ownership, profitability, community ranking and analyst recommendations.

International Personal Finance received 127 more outperform votes than S&U when rated by MarketBeat users. However, 70.03% of users gave S&U an outperform vote while only 65.91% of users gave International Personal Finance an outperform vote.

CompanyUnderperformOutperform
S&UOutperform Votes
250
70.03%
Underperform Votes
107
29.97%
International Personal FinanceOutperform Votes
377
65.91%
Underperform Votes
195
34.09%

S&U has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500. Comparatively, International Personal Finance has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500.

International Personal Finance has higher revenue and earnings than S&U. International Personal Finance is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&U£82.45M2.81£32.81M£2.70707.41
International Personal Finance£767.80M0.31£48M£0.20530.00

S&U pays an annual dividend of GBX 168 per share and has a dividend yield of 8.8%. International Personal Finance pays an annual dividend of GBX 10 per share and has a dividend yield of 9.4%. S&U pays out 6,222.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. International Personal Finance pays out 5,000.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

7.4% of S&U shares are owned by institutional investors. Comparatively, 87.9% of International Personal Finance shares are owned by institutional investors. 82.7% of S&U shares are owned by company insiders. Comparatively, 8.4% of International Personal Finance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, S&U had 10 more articles in the media than International Personal Finance. MarketBeat recorded 13 mentions for S&U and 3 mentions for International Personal Finance. S&U's average media sentiment score of 0.44 beat International Personal Finance's score of 0.00 indicating that International Personal Finance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
S&U
0 Very Positive mention(s)
2 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

S&U presently has a consensus target price of GBX 2,180, suggesting a potential upside of 14.14%. Given International Personal Finance's higher possible upside, equities analysts clearly believe S&U is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&U
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
International Personal Finance
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

S&U has a net margin of 39.80% compared to S&U's net margin of 6.25%. International Personal Finance's return on equity of 14.86% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
S&U39.80% 14.86% 8.24%
International Personal Finance 6.25%10.14%8.52%

Summary

International Personal Finance beats S&U on 11 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£238.08M£419.98M£4.42B£1.63B
Dividend Yield9.49%8.14%4.58%10.59%
P/E Ratio530.00243.13450.931,953.00
Price / Sales0.31150.362,159.59369,687.33
Price / Cash3.7714.0048.6325.80
Price / Book0.472.311.502.54
Net Income£48M£52.20M£654.85M£183.08M
7 Day Performance4.95%2.07%1.06%1.55%
1 Month Performance-2.75%3.38%5.81%9.45%
1 Year Performance8.16%4.43%7.07%9.70%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SUS
S&U
0.5567 of 5 stars
GBX 1,900
-0.5%
GBX 2,180
+14.7%
-20.4%£230.85M£82.45M703.70224
EQLS
Equals Group
2.6706 of 5 stars
GBX 128
-1.9%
GBX 163
+27.3%
+43.1%£240.17M£83.34M3,200.00367News Coverage
FCH
Funding Circle
0 of 5 stars
GBX 56.40
+17.3%
N/A+25.0%£202.50M£168.20M-626.671,101News Coverage
Gap Up
HAT
H&T Group
0 of 5 stars
GBX 411
+1.2%
N/A-5.3%£180.80M£220.78M856.251,625Gap Up
LIT
Litigation Capital Management
0 of 5 stars
GBX 112
-1.3%
N/A+56.0%£131.28M£218.68M589.47N/ANews Coverage
Gap Down
VANQ
Vanquis Banking Group
0 of 5 stars
GBX 48
-2.0%
GBX 397.50
+728.1%
-79.0%£123.11M£324.40M-2,400.002,005
TRU
TruFin
0 of 5 stars
GBX 68
+2.3%
N/A-1.4%£71.97M£18.13M-755.56191Gap Up
High Trading Volume
ASAI
ASA International Group
0 of 5 stars
GBX 62.50
+30.2%
N/A-27.4%£62.50M£141.90M892.8613,602Insider Buying
News Coverage
Gap Down
High Trading Volume
JMI
JPMorgan UK Smaller Companies Investment Trust
0 of 5 stars
GBX 295
+2.8%
N/A+14.3%£230.25M£-9,180,000.00-1,843.75N/ANews Coverage
Positive News
ADIG
abrdn Diversified Income & Growth
0 of 5 stars
GBX 75.20
+0.3%
N/A-12.3%£226.56M£6.80M-3,760.00N/A

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This page (LON:IPF) was last updated on 4/28/2024 by MarketBeat.com Staff

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