FCF vs. NBHC, CHCO, WABC, HOPE, WSBC, NBTB, TBBK, SASR, TRMK, and FRME
Should you be buying First Commonwealth Financial stock or one of its competitors? The main competitors of First Commonwealth Financial include National Bank (NBHC), City (CHCO), Westamerica Bancorporation (WABC), Hope Bancorp (HOPE), WesBanco (WSBC), NBT Bancorp (NBTB), Bancorp (TBBK), Sandy Spring Bancorp (SASR), Trustmark (TRMK), and First Merchants (FRME). These companies are all part of the "regional banks" industry.
First Commonwealth Financial (NYSE:FCF) and National Bank (NYSE:NBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, institutional ownership, analyst recommendations, media sentiment, risk and community ranking.
First Commonwealth Financial has higher revenue and earnings than National Bank. First Commonwealth Financial is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.
First Commonwealth Financial presently has a consensus price target of $16.25, suggesting a potential upside of 14.12%. National Bank has a consensus price target of $38.63, suggesting a potential upside of 4.53%. Given First Commonwealth Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe First Commonwealth Financial is more favorable than National Bank.
First Commonwealth Financial pays an annual dividend of $0.52 per share and has a dividend yield of 3.7%. National Bank pays an annual dividend of $1.08 per share and has a dividend yield of 2.9%. First Commonwealth Financial pays out 32.3% of its earnings in the form of a dividend. National Bank pays out 31.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
First Commonwealth Financial has a net margin of 24.96% compared to National Bank's net margin of 22.94%. First Commonwealth Financial's return on equity of 12.89% beat National Bank's return on equity.
First Commonwealth Financial received 48 more outperform votes than National Bank when rated by MarketBeat users. However, 55.45% of users gave National Bank an outperform vote while only 54.44% of users gave First Commonwealth Financial an outperform vote.
First Commonwealth Financial has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, National Bank has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500.
72.6% of First Commonwealth Financial shares are held by institutional investors. Comparatively, 92.7% of National Bank shares are held by institutional investors. 2.0% of First Commonwealth Financial shares are held by company insiders. Comparatively, 3.1% of National Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
In the previous week, National Bank had 1 more articles in the media than First Commonwealth Financial. MarketBeat recorded 3 mentions for National Bank and 2 mentions for First Commonwealth Financial. First Commonwealth Financial's average media sentiment score of 0.84 beat National Bank's score of 0.84 indicating that First Commonwealth Financial is being referred to more favorably in the media.
Summary
First Commonwealth Financial beats National Bank on 11 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FCF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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