FBP vs. UCBI, TCBI, FIBK, ABCB, CATY, IBOC, CVBF, BOH, INDB, and SBCF
Should you be buying First BanCorp. stock or one of its competitors? The main competitors of First BanCorp. include United Community Banks (UCBI), Texas Capital Bancshares (TCBI), First Interstate BancSystem (FIBK), Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), International Bancshares (IBOC), CVB Financial (CVBF), Bank of Hawaii (BOH), Independent Bank (INDB), and Seacoast Banking Co. of Florida (SBCF). These companies are all part of the "regional banks" industry.
First BanCorp. (NYSE:FBP) and United Community Banks (NASDAQ:UCBI) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, profitability, earnings, valuation, community ranking, institutional ownership, analyst recommendations, dividends and risk.
First BanCorp. has a net margin of 25.82% compared to United Community Banks' net margin of 13.62%. First BanCorp.'s return on equity of 21.58% beat United Community Banks' return on equity.
In the previous week, United Community Banks had 1 more articles in the media than First BanCorp.. MarketBeat recorded 4 mentions for United Community Banks and 3 mentions for First BanCorp.. First BanCorp.'s average media sentiment score of 0.83 beat United Community Banks' score of 0.74 indicating that First BanCorp. is being referred to more favorably in the media.
First BanCorp. has higher earnings, but lower revenue than United Community Banks. First BanCorp. is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. United Community Banks pays an annual dividend of $0.92 per share and has a dividend yield of 3.4%. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. United Community Banks pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.
United Community Banks received 24 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 61.26% of users gave First BanCorp. an outperform vote while only 56.43% of users gave United Community Banks an outperform vote.
First BanCorp. presently has a consensus target price of $18.00, suggesting a potential downside of 0.50%. United Community Banks has a consensus target price of $30.60, suggesting a potential upside of 13.50%. Given United Community Banks' higher possible upside, analysts plainly believe United Community Banks is more favorable than First BanCorp..
First BanCorp. has a beta of 1.16, indicating that its stock price is 16% more volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.92, indicating that its stock price is 8% less volatile than the S&P 500.
97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 2.5% of First BanCorp. shares are owned by insiders. Comparatively, 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Summary
First BanCorp. beats United Community Banks on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FBP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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