SSBK vs. MVBF, USCB, BCML, FRBA, CIVB, JMSB, LNKB, PCB, FRST, and BMRC
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include MVB Financial (MVBF), USCB Financial (USCB), BayCom (BCML), First Bank (FRBA), Civista Bancshares (CIVB), John Marshall Bancorp (JMSB), LINKBANCORP (LNKB), PCB Bancorp (PCB), Primis Financial (FRST), and Bank of Marin Bancorp (BMRC). These companies are all part of the "state commercial banks" industry.
MVB Financial (NASDAQ:MVBF) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, profitability, earnings, media sentiment, valuation, analyst recommendations, risk, institutional ownership and community ranking.
MVB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.6%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.3%. MVB Financial pays out 36.4% of its earnings in the form of a dividend. Southern States Bancshares pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, MVB Financial had 2 more articles in the media than Southern States Bancshares. MarketBeat recorded 2 mentions for MVB Financial and 0 mentions for Southern States Bancshares. MVB Financial's average media sentiment score of 0.00 beat Southern States Bancshares' score of -0.24 indicating that Southern States Bancshares is being referred to more favorably in the news media.
MVB Financial presently has a consensus target price of $25.25, indicating a potential upside of 33.46%. Southern States Bancshares has a consensus target price of $35.00, indicating a potential upside of 29.73%. Given Southern States Bancshares' higher possible upside, equities analysts plainly believe MVB Financial is more favorable than Southern States Bancshares.
MVB Financial received 8 more outperform votes than Southern States Bancshares when rated by MarketBeat users. However, 46.15% of users gave Southern States Bancshares an outperform vote while only 43.48% of users gave MVB Financial an outperform vote.
52.7% of MVB Financial shares are owned by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are owned by institutional investors. 11.1% of MVB Financial shares are owned by insiders. Comparatively, 14.8% of Southern States Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Southern States Bancshares has lower revenue, but higher earnings than MVB Financial. Southern States Bancshares is trading at a lower price-to-earnings ratio than MVB Financial, indicating that it is currently the more affordable of the two stocks.
MVB Financial has a beta of 1.04, meaning that its share price is 4% more volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.18, meaning that its share price is 82% less volatile than the S&P 500.
Southern States Bancshares has a net margin of 21.51% compared to Southern States Bancshares' net margin of 11.10%. MVB Financial's return on equity of 15.31% beat Southern States Bancshares' return on equity.
Summary
Southern States Bancshares beats MVB Financial on 12 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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