INBK vs. BSVN, CZNC, UNTY, OBT, FRST, FBIZ, ORRF, BMRC, ACNB, and LNKB
Should you be buying First Internet Bancorp stock or one of its competitors? The main competitors of First Internet Bancorp include Bank7 (BSVN), Citizens & Northern (CZNC), Unity Bancorp (UNTY), Orange County Bancorp (OBT), Primis Financial (FRST), First Business Financial Services (FBIZ), Orrstown Financial Services (ORRF), Bank of Marin Bancorp (BMRC), ACNB (ACNB), and LINKBANCORP (LNKB). These companies are all part of the "state commercial banks" industry.
First Internet Bancorp (NASDAQ:INBK) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment, valuation, dividends and community ranking.
First Internet Bancorp has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, Bank7 has a beta of 1.45, meaning that its share price is 45% more volatile than the S&P 500.
First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.7%. Bank7 pays an annual dividend of $0.84 per share and has a dividend yield of 2.8%. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Bank7 pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Bank7 has a net margin of 21.70% compared to First Internet Bancorp's net margin of 5.84%. Bank7's return on equity of 17.61% beat First Internet Bancorp's return on equity.
In the previous week, Bank7 had 2 more articles in the media than First Internet Bancorp. MarketBeat recorded 2 mentions for Bank7 and 0 mentions for First Internet Bancorp. Bank7's average media sentiment score of 0.99 beat First Internet Bancorp's score of 0.00 indicating that Bank7 is being referred to more favorably in the news media.
Bank7 has lower revenue, but higher earnings than First Internet Bancorp. Bank7 is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.
First Internet Bancorp received 189 more outperform votes than Bank7 when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 57.72% of users gave Bank7 an outperform vote.
65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 23.5% of Bank7 shares are held by institutional investors. 7.1% of First Internet Bancorp shares are held by company insiders. Comparatively, 44.0% of Bank7 shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
First Internet Bancorp presently has a consensus price target of $35.75, indicating a potential upside of 9.80%. Bank7 has a consensus price target of $32.67, indicating a potential upside of 10.62%. Given Bank7's stronger consensus rating and higher possible upside, analysts clearly believe Bank7 is more favorable than First Internet Bancorp.
Summary
Bank7 beats First Internet Bancorp on 13 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding INBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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