HMNF vs. PROV, RVSB, FCAP, OFED, TBNK, SFBC, MGYR, LSBK, FNWD, and FFBW
Should you be buying HMN Financial stock or one of its competitors? The main competitors of HMN Financial include Provident Financial (PROV), Riverview Bancorp (RVSB), First Capital (FCAP), Oconee Federal Financial (OFED), Territorial Bancorp (TBNK), Sound Financial Bancorp (SFBC), Magyar Bancorp (MGYR), Lake Shore Bancorp (LSBK), Finward Bancorp (FNWD), and FFBW (FFBW). These companies are all part of the "federal savings institutions" industry.
Provident Financial (NASDAQ:PROV) and HMN Financial (NASDAQ:HMNF) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, community ranking, media sentiment, analyst recommendations and institutional ownership.
Provident Financial presently has a consensus target price of $14.00, indicating a potential upside of 11.64%. Given HMN Financial's higher probable upside, analysts plainly believe Provident Financial is more favorable than HMN Financial.
Provident Financial received 172 more outperform votes than HMN Financial when rated by MarketBeat users. However, 61.62% of users gave HMN Financial an outperform vote while only 45.87% of users gave Provident Financial an outperform vote.
Provident Financial has a beta of 0.4, meaning that its share price is 60% less volatile than the S&P 500. Comparatively, HMN Financial has a beta of 0.16, meaning that its share price is 84% less volatile than the S&P 500.
Provident Financial has a net margin of 12.57% compared to Provident Financial's net margin of 10.57%. HMN Financial's return on equity of 5.56% beat Provident Financial's return on equity.
Provident Financial has higher earnings, but lower revenue than HMN Financial. Provident Financial is trading at a lower price-to-earnings ratio than HMN Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, HMN Financial had 2 more articles in the media than Provident Financial. MarketBeat recorded 6 mentions for HMN Financial and 4 mentions for Provident Financial. HMN Financial's average media sentiment score of 0.43 beat Provident Financial's score of 0.42 indicating that Provident Financial is being referred to more favorably in the media.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.5%. HMN Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.8%. Provident Financial pays out 53.8% of its earnings in the form of a dividend. HMN Financial pays out 31.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HMN Financial has increased its dividend for 2 consecutive years.
71.3% of Provident Financial shares are held by institutional investors. Comparatively, 78.3% of HMN Financial shares are held by institutional investors. 15.1% of Provident Financial shares are held by company insiders. Comparatively, 8.2% of HMN Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Summary
Provident Financial beats HMN Financial on 10 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HMNF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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