CACC vs. OMF, SLM, NNI, ENVA, ECPG, PRAA, WRLD, EZPW, GDOT, and RM
Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include OneMain (OMF), SLM (SLM), Nelnet (NNI), Enova International (ENVA), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM).
Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, community ranking, media sentiment and analyst recommendations.
Credit Acceptance presently has a consensus price target of $402.33, indicating a potential downside of 17.45%. OneMain has a consensus price target of $54.62, indicating a potential upside of 12.66%. Given OneMain's stronger consensus rating and higher probable upside, analysts plainly believe OneMain is more favorable than Credit Acceptance.
Credit Acceptance has a beta of 1.44, meaning that its stock price is 44% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.63, meaning that its stock price is 63% more volatile than the S&P 500.
OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.
OneMain received 131 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 66.19% of users gave OneMain an outperform vote while only 51.31% of users gave Credit Acceptance an outperform vote.
OneMain has a net margin of 13.29% compared to Credit Acceptance's net margin of 12.83%. Credit Acceptance's return on equity of 30.70% beat OneMain's return on equity.
In the previous week, OneMain had 3 more articles in the media than Credit Acceptance. MarketBeat recorded 11 mentions for OneMain and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.61 beat OneMain's score of -0.08 indicating that Credit Acceptance is being referred to more favorably in the media.
81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by company insiders. Comparatively, 0.5% of OneMain shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Summary
OneMain beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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