Bank First (BFC) Competitors

First Bancshares (NASDAQ:FBMS) and Bank First (NASDAQ:BFC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, dividends, community ranking, valuation, media sentiment, earnings, analyst recommendations and profitability.

Do insiders & institutionals believe in FBMS or BFC?

70.0% of First Bancshares shares are held by institutional investors. Comparatively, 30.0% of Bank First shares are held by institutional investors. 3.5% of First Bancshares shares are held by insiders. Comparatively, 4.1% of Bank First shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Do analysts recommend FBMS or BFC?

First Bancshares presently has a consensus target price of $31.00, indicating a potential upside of 20.16%. Bank First has a consensus target price of $93.50, indicating a potential upside of 10.34%. Given Bank First's stronger consensus rating and higher possible upside, equities research analysts clearly believe First Bancshares is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Bank First	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community believe in FBMS or BFC?

First Bancshares received 217 more outperform votes than Bank First when rated by MarketBeat users. Likewise, 57.32% of users gave First Bancshares an outperform vote while only 48.28% of users gave Bank First an outperform vote.

Company	Underperform	Outperform
First Bancshares	Outperform Votes 231 57.32%	Underperform Votes 172 42.68%
Bank First	Outperform Votes 14 48.28%	Underperform Votes 15 51.72%

Is FBMS or BFC more profitable?

Bank First has a net margin of 32.08% compared to Bank First's net margin of 20.00%. First Bancshares' return on equity of 10.08% beat Bank First's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bancshares	20.00%	9.73%	1.14%
Bank First	32.08%	10.08%	1.45%

Which has better earnings & valuation, FBMS or BFC?

First Bancshares has higher revenue and earnings than Bank First. First Bancshares is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bancshares	$387.64M	2.08	$75.46M	$2.52	10.24
Bank First	$240.60M	3.55	$74.51M	$7.70	11.01

Which has more risk and volatility, FBMS or BFC?

First Bancshares has a beta of 0.9, indicating that its share price is 10% less volatile than the S&P 500. Comparatively, Bank First has a beta of 0.29, indicating that its share price is 71% less volatile than the S&P 500.

Is FBMS or BFC a better dividend stock?

First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.9%. Bank First pays an annual dividend of $1.40 per share and has a dividend yield of 1.7%. First Bancshares pays out 39.7% of its earnings in the form of a dividend. Bank First pays out 18.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Bancshares has raised its dividend for 7 consecutive years and Bank First has raised its dividend for 9 consecutive years.

Does the media refer more to FBMS or BFC?

In the previous week, Bank First had 4 more articles in the media than First Bancshares. MarketBeat recorded 5 mentions for Bank First and 1 mentions for First Bancshares. First Bancshares' average media sentiment score of 0.78 beat Bank First's score of 0.00 indicating that Bank First is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bank First	1 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Bank First beats First Bancshares on 11 of the 21 factors compared between the two stocks.