First Financial Bancorp. (FFBC) Competitors

First Merchants (NASDAQ:FRME) and First Financial Bancorp. (NASDAQ:FFBC) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, media sentiment, community ranking, valuation, institutional ownership, earnings, profitability, risk and analyst recommendations.

Do analysts prefer FRME or FFBC?

First Merchants presently has a consensus price target of $38.00, indicating a potential upside of 11.34%. First Financial Bancorp. has a consensus price target of $24.67, indicating a potential upside of 9.29%. Given First Financial Bancorp.'s stronger consensus rating and higher probable upside, research analysts plainly believe First Merchants is more favorable than First Financial Bancorp..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Merchants	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Financial Bancorp.	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do insiders & institutionals have more ownership in FRME or FFBC?

73.9% of First Merchants shares are held by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are held by institutional investors. 1.3% of First Merchants shares are held by company insiders. Comparatively, 2.1% of First Financial Bancorp. shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is FRME or FFBC more profitable?

First Financial Bancorp. has a net margin of 20.74% compared to First Financial Bancorp.'s net margin of 20.15%. First Merchants' return on equity of 11.35% beat First Financial Bancorp.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Merchants	20.15%	10.29%	1.21%
First Financial Bancorp.	20.74%	11.35%	1.44%

Does the media prefer FRME or FFBC?

In the previous week, First Financial Bancorp. had 2 more articles in the media than First Merchants. MarketBeat recorded 11 mentions for First Financial Bancorp. and 9 mentions for First Merchants. First Merchants' average media sentiment score of 0.76 beat First Financial Bancorp.'s score of 0.25 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Merchants	0 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Financial Bancorp.	3 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor FRME or FFBC?

First Merchants received 79 more outperform votes than First Financial Bancorp. when rated by MarketBeat users. Likewise, 59.86% of users gave First Merchants an outperform vote while only 46.59% of users gave First Financial Bancorp. an outperform vote.

Company	Underperform	Outperform
First Merchants	Outperform Votes 352 59.86%	Underperform Votes 236 40.14%
First Financial Bancorp.	Outperform Votes 273 46.59%	Underperform Votes 313 53.41%

Which has more risk & volatility, FRME or FFBC?

First Merchants has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500.

Is FRME or FFBC a better dividend stock?

First Merchants pays an annual dividend of $1.36 per share and has a dividend yield of 4.0%. First Financial Bancorp. pays an annual dividend of $0.92 per share and has a dividend yield of 4.1%. First Merchants pays out 39.2% of its earnings in the form of a dividend. First Financial Bancorp. pays out 37.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has raised its dividend for 12 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable valuation and earnings, FRME or FFBC?

First Financial Bancorp. has higher revenue and earnings than First Merchants. First Financial Bancorp. is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Merchants	$999.49M	2.02	$223.79M	$3.47	9.84
First Financial Bancorp.	$1.12B	1.93	$255.86M	$2.48	9.10

Summary

First Financial Bancorp. beats First Merchants on 11 of the 21 factors compared between the two stocks.