Atlantic Union Bankshares (AUB) Competitors

First BanCorp. (NYSE:FBP) and Atlantic Union Bankshares (NASDAQ:AUB) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their community ranking, media sentiment, earnings, dividends, valuation, institutional ownership, profitability, risk and analyst recommendations.

Is FBP or AUB more profitable?

First BanCorp. has a net margin of 25.82% compared to First BanCorp.'s net margin of 19.51%. Atlantic Union Bankshares' return on equity of 21.58% beat First BanCorp.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	25.82%	21.58%	1.62%
Atlantic Union Bankshares	19.51%	9.47%	1.12%

Does the MarketBeat Community prefer FBP or AUB?

First BanCorp. received 265 more outperform votes than Atlantic Union Bankshares when rated by MarketBeat users. However, 64.29% of users gave Atlantic Union Bankshares an outperform vote while only 61.26% of users gave First BanCorp. an outperform vote.

Company	Underperform	Outperform
First BanCorp.	Outperform Votes 283 61.26%	Underperform Votes 179 38.74%
Atlantic Union Bankshares	Outperform Votes 18 64.29%	Underperform Votes 10 35.71%

Is FBP or AUB a better dividend stock?

First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. Atlantic Union Bankshares pays an annual dividend of $1.28 per share and has a dividend yield of 3.8%. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. Atlantic Union Bankshares pays out 47.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. has increased its dividend for 5 consecutive years and Atlantic Union Bankshares has increased its dividend for 13 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor FBP or AUB?

In the previous week, First BanCorp. and First BanCorp. both had 2 articles in the media. Atlantic Union Bankshares' average media sentiment score of 1.29 beat First BanCorp.'s score of -0.28 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Atlantic Union Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals & insiders believe in FBP or AUB?

97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 78.6% of Atlantic Union Bankshares shares are owned by institutional investors. 2.5% of First BanCorp. shares are owned by company insiders. Comparatively, 1.3% of Atlantic Union Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has preferable earnings and valuation, FBP or AUB?

First BanCorp. has higher revenue and earnings than Atlantic Union Bankshares. First BanCorp. is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$1.16B	2.68	$302.86M	$1.75	10.47
Atlantic Union Bankshares	$1.05B	2.90	$201.82M	$2.72	12.43

Which has more volatility & risk, FBP or AUB?

First BanCorp. has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500. Comparatively, Atlantic Union Bankshares has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500.

Do analysts rate FBP or AUB?

First BanCorp. presently has a consensus target price of $18.00, suggesting a potential downside of 0.72%. Atlantic Union Bankshares has a consensus target price of $38.00, suggesting a potential upside of 13.03%. Given First BanCorp.'s stronger consensus rating and higher possible upside, analysts plainly believe Atlantic Union Bankshares is more favorable than First BanCorp..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Atlantic Union Bankshares	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Summary

First BanCorp. beats Atlantic Union Bankshares on 11 of the 20 factors compared between the two stocks.