M&G Credit Income Investment (MGCI) Competitors

M&G Credit Income Investment (LON:MGCI) and British Smaller Companies VCT2 (LON:BSC) are both small-cap financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends.

Which has more risk and volatility, MGCI or BSC?

M&G Credit Income Investment has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500. Comparatively, British Smaller Companies VCT2 has a beta of -0.01, indicating that its stock price is 101% less volatile than the S&P 500.

Do institutionals & insiders have more ownership in MGCI or BSC?

58.6% of M&G Credit Income Investment shares are owned by institutional investors. 7.2% of M&G Credit Income Investment shares are owned by insiders. Comparatively, 0.6% of British Smaller Companies VCT2 shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Do analysts rate MGCI or BSC?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&G Credit Income Investment	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
British Smaller Companies VCT2	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is MGCI or BSC a better dividend stock?

M&G Credit Income Investment pays an annual dividend of GBX 8 per share and has a dividend yield of 8.8%. British Smaller Companies VCT2 pays an annual dividend of GBX 4 per share and has a dividend yield of 7.1%. M&G Credit Income Investment pays out 8,888.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. British Smaller Companies VCT2 pays out 13,333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. M&G Credit Income Investment is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community prefer MGCI or BSC?

British Smaller Companies VCT2 received 28 more outperform votes than M&G Credit Income Investment when rated by MarketBeat users. However, 100.00% of users gave M&G Credit Income Investment an outperform vote while only 65.91% of users gave British Smaller Companies VCT2 an outperform vote.

Company	Underperform	Outperform
M&G Credit Income Investment	Outperform Votes 1 100.00%	Underperform Votes No Votes
British Smaller Companies VCT2	Outperform Votes 29 65.91%	Underperform Votes 15 34.09%

Does the media refer more to MGCI or BSC?

In the previous week, British Smaller Companies VCT2 had 1 more articles in the media than M&G Credit Income Investment. MarketBeat recorded 1 mentions for British Smaller Companies VCT2 and 0 mentions for M&G Credit Income Investment. British Smaller Companies VCT2's average media sentiment score of 0.72 beat M&G Credit Income Investment's score of 0.00 indicating that British Smaller Companies VCT2 is being referred to more favorably in the news media.

Company	Overall Sentiment
M&G Credit Income Investment	Neutral
British Smaller Companies VCT2	Positive

Is MGCI or BSC more profitable?

M&G Credit Income Investment has a net margin of 86.67% compared to British Smaller Companies VCT2's net margin of 58.95%. M&G Credit Income Investment's return on equity of 9.85% beat British Smaller Companies VCT2's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&G Credit Income Investment	86.67%	9.85%	6.00%
British Smaller Companies VCT2	58.95%	4.40%	2.73%

Which has higher earnings & valuation, MGCI or BSC?

M&G Credit Income Investment has higher revenue and earnings than British Smaller Companies VCT2. M&G Credit Income Investment is trading at a lower price-to-earnings ratio than British Smaller Companies VCT2, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&G Credit Income Investment	£15.36M	8.39	£13.31M	£0.09	1,015.56
British Smaller Companies VCT2	£9.06M	14.25	£5.34M	£0.03	1,883.33

Summary

M&G Credit Income Investment beats British Smaller Companies VCT2 on 12 of the 17 factors compared between the two stocks.