NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis → Gold Set to EXPLODE! (From Gold Safe Exchange) (Ad) Free CIVB Stock Alerts $14.83 +0.02 (+0.14%) (As of 05/10/2024 ET) Add Compare Share Share Today's Range$14.49▼$14.9250-Day Range$13.81▼$15.4452-Week Range$13.71▼$19.80Volume41,363 shsAverage Volume34,281 shsMarket Capitalization$232.68 millionP/E Ratio6.36Dividend Yield4.32%Price Target$17.75 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Civista Bancshares alerts: Email Address Civista Bancshares MarketRank™ Stock AnalysisAnalyst RatingHold2.25 Rating ScoreUpside/Downside19.7% Upside$17.75 Price TargetShort InterestHealthy0.79% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.68Upright™ Environmental ScoreNews Sentiment0.40Based on 13 Articles This WeekInsider TradingAcquiring Shares$60,010 Bought Last QuarterProj. Earnings Growth9.24%From $1.84 to $2.01 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.71 out of 5 starsFinance Sector144th out of 876 stocksState Commercial Banks Industry26th out of 178 stocks 2.1 Analyst's Opinion Consensus RatingCivista Bancshares has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageCivista Bancshares has only been the subject of 3 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.79% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently increased by 0.08%, indicating that investor sentiment is decreasing. Previous Next 3.3 Dividend Strength Dividend LeadershipCivista Bancshares is a leading dividend payer. It pays a dividend yield of 4.50%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthCivista Bancshares has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 27.47%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 31.84% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. Previous Next 3.1 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreCivista Bancshares has received a 30.87% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", "Home equity loans", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for Civista Bancshares is -0.68. Previous Next 2.4 News and Social Media Coverage News SentimentCivista Bancshares has a news sentiment score of 0.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.55 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 13 news articles for Civista Bancshares this week, compared to 2 articles on an average week.MarketBeat Follows3 people have added Civista Bancshares to their MarketBeat watchlist in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $60,010.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.01% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Civista Bancshares are expected to grow by 9.24% in the coming year, from $1.84 to $2.01 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 6.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 6.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.92.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.63. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Crypto 101 MediaThe Crypto 9-5 Escape PlanA brand-new guide from the host of one of the world's largest cryptocurrency podcasts lays out an action plan that could help you retire quickly and comfortably in today's crypto market.Click here to get instant access to the guide About Civista Bancshares Stock (NASDAQ:CIVB)Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.Read More CIVB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart CIVB Stock News HeadlinesMay 10, 2024 | insidertrades.comMichael D. Mulford Buys 1,000 Shares of Civista Bancshares, Inc. (NASDAQ:CIVB) StockMay 6, 2024 | americanbankingnews.comDA Davidson Comments on Civista Bancshares, Inc.'s FY2024 Earnings (NASDAQ:CIVB)May 11, 2024 | Porter & Company (Ad)Obama’s Forever Term [exposed]America’s Last Election New documentary, America’s Last Election, reveals the true (and terrifying) story of how the D.C. establishment has engineered a brutal new crisis that could hand them permanent power. Power they will use to reshape America to their dark, dystopian vision.May 4, 2024 | americanbankingnews.comCivista Bancshares' (CIVB) "Outperform" Rating Reiterated at Keefe, Bruyette & WoodsMay 4, 2024 | americanbankingnews.comCivista Bancshares, Inc. Expected to Earn Q2 2024 Earnings of $0.37 Per Share (NASDAQ:CIVB)May 4, 2024 | americanbankingnews.comCivista Bancshares, Inc. (NASDAQ:CIVB) Receives $17.67 Consensus Price Target from AnalystsMay 2, 2024 | finance.yahoo.comCivista Bancshares First Quarter 2024 Earnings: Misses ExpectationsMay 1, 2024 | finance.yahoo.comQ1 2024 Civista Bancshares Inc Earnings CallMay 11, 2024 | Porter & Company (Ad)Obama’s Forever Term [exposed]America’s Last Election New documentary, America’s Last Election, reveals the true (and terrifying) story of how the D.C. establishment has engineered a brutal new crisis that could hand them permanent power. Power they will use to reshape America to their dark, dystopian vision.May 1, 2024 | finance.yahoo.comCivista Bancshares, Inc. (NASDAQ:CIVB) Q1 2024 Earnings Call TranscriptMay 1, 2024 | finance.yahoo.comCivista Bancshares Inc (CIVB) Q1 2024 Earnings Call Transcript Highlights: Key Financial ...April 30, 2024 | finance.yahoo.comCivista Bancshares Inc. (CIVB) Q1 2024 Earnings: Challenges Lead to Revenue DeclineApril 30, 2024 | finanznachrichten.deCivista Bancshares, Inc.: Civista Bancshares Names Ian Whinnem Chief Financial OfficerApril 30, 2024 | washingtonpost.comCivista Bancshares: Q1 Earnings SnapshotApril 30, 2024 | markets.businessinsider.comCivista Bancshares Appoints Ian Whinnem As CFOApril 30, 2024 | investorplace.comCIVB Stock Earnings: Civista Bancshares Misses EPS, Misses Revenue for Q1 2024April 30, 2024 | prnewswire.comCivista Bancshares Names Ian Whinnem Chief Financial OfficerApril 30, 2024 | prnewswire.comCivista Bancshares, Inc. Announces First Quarter 2024 Financial ResultsApril 29, 2024 | seekingalpha.comCivista Bancshares Has An Attractive Dividend With Significant UpsideApril 29, 2024 | markets.businessinsider.comHere's what Wall Street expects from Civista Bancshares's earningsApril 26, 2024 | prnewswire.comCivista Bancshares, Inc. Declares Second Quarter Common DividendApril 20, 2024 | investing.comCivista Bancshares sets new $13.5 million buyback planApril 18, 2024 | marketwatch.comCivista Bancshares Authorizes $13.5 Million Stock BuybackApril 18, 2024 | prnewswire.comCivista Bancshares, Inc. Announces Share Repurchase ProgramApril 8, 2024 | prnewswire.comCivista Bancshares, Inc. Announces First Quarter 2024 Earnings Release DateFebruary 23, 2024 | finance.yahoo.comCIVB Mar 2024 17.500 callFebruary 22, 2024 | msn.comPiper Sandler Initiates Coverage of Civista Bancshares (CIVB) with Neutral RecommendationSee More Headlines Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/1 Dividend2/12/2024Dividend Payable3/01/2024Last Earnings4/30/2024Ex-Dividend for 5/22 Dividend5/06/2024Today5/11/2024Dividend Payable5/22/2024Next Earnings (Estimated)7/26/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:CIVB CUSIPN/A CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees532Year Founded1884Price Target and Rating Average Stock Price Target$17.75 High Stock Price Target$19.00 Low Stock Price Target$16.00 Potential Upside/Downside+19.7%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.33 Trailing P/E Ratio6.36 Forward P/E Ratio8.06 P/E GrowthN/ANet Income$42.96 million Net Margins16.38% Pretax Margin23.02% Return on Equity10.36% Return on Assets0.98% Debt Debt-to-Equity Ratio1.22 Current Ratio0.96 Quick Ratio0.96 Sales & Book Value Annual Sales$219.90 million Price / Sales1.06 Cash Flow$3.62 per share Price / Cash Flow4.10 Book Value$23.70 per share Price / Book0.63Miscellaneous Outstanding Shares15,690,000Free Float15,215,000Market Cap$232.68 million OptionableOptionable Beta0.79 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? These 10 simple stocks can help beginning investors build long-term wealth without knowing options, technicals, or other advanced strategies.Get This Free Report Key ExecutivesMr. Dennis G. Shaffer (Age 61)President, CEO & Vice Chairman Comp: $759.34kMr. Richard J. Dutton (Age 61)Senior VP & COO Comp: $450.65kMr. Todd A. Michel (Age 59)Senior VP & Controller Comp: $288.91kMr. Harry Singer (Age 69)Independent Director Comp: $33.75kMr. Charles A. Parcher (Age 59)Senior VP & Chief Lending Officer Comp: $431.78kMr. Carl A. Kessler III (Age 55)Senior VP & Chief Information Officer Mr. Lance A. Morrison (Age 56)Senior VP, General Counsel & Corporate Secretary Ms. Donna M. Waltz-Jaskolski (Age 58)Senior VP & Customer Experience Officer Robert L. Curry Jr. (Age 54)Senior VP & Chief Risk Officer Russel J. Edwards Jr. (Age 58)Senior Vice President of Retail Banking More ExecutivesKey CompetitorsPCB BancorpNASDAQ:PCBCitizens Financial ServicesNASDAQ:CZFSFVCBankcorpNASDAQ:FVCBChemung FinancialNASDAQ:CHMGBayComNASDAQ:BCMLView All CompetitorsInsiders & InstitutionsVanguard Group Inc.Bought 8,797 shares on 5/10/2024Ownership: 5.181%Pacific Ridge Capital Partners LLCSold 25,858 shares on 5/9/2024Ownership: 2.336%Russell Investments Group Ltd.Bought 2,453 shares on 5/8/2024Ownership: 0.153%Michael D MulfordBought 1,000 shares on 5/8/2024Total: $13,970.00 ($13.97/share)Empowered Funds LLCBought 3,325 shares on 5/7/2024Ownership: 0.282%View All Insider TransactionsView All Institutional Transactions CIVB Stock Analysis - Frequently Asked Questions Should I buy or sell Civista Bancshares stock right now? 4 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Civista Bancshares in the last twelve months. There are currently 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" CIVB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CIVB, but not buy additional shares or sell existing shares. View CIVB analyst ratings or view top-rated stocks. What is Civista Bancshares' stock price target for 2024? 4 equities research analysts have issued 12-month price objectives for Civista Bancshares' shares. Their CIVB share price targets range from $16.00 to $19.00. On average, they predict the company's stock price to reach $17.75 in the next twelve months. This suggests a possible upside of 19.7% from the stock's current price. View analysts price targets for CIVB or view top-rated stocks among Wall Street analysts. How have CIVB shares performed in 2024? Civista Bancshares' stock was trading at $18.44 on January 1st, 2024. Since then, CIVB shares have decreased by 19.6% and is now trading at $14.83. View the best growth stocks for 2024 here. When is Civista Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Friday, July 26th 2024. View our CIVB earnings forecast. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) released its quarterly earnings data on Tuesday, April, 30th. The bank reported $0.41 EPS for the quarter, missing the consensus estimate of $0.47 by $0.06. The bank had revenue of $58.63 million for the quarter, compared to analyst estimates of $38.01 million. Civista Bancshares had a trailing twelve-month return on equity of 10.36% and a net margin of 16.38%. During the same quarter in the prior year, the business earned $0.82 earnings per share. How often does Civista Bancshares pay dividends? What is the dividend yield for Civista Bancshares? Civista Bancshares declared a quarterly dividend on Friday, April 26th. Investors of record on Tuesday, May 7th will be given a dividend of $0.16 per share on Wednesday, May 22nd. This represents a $0.64 annualized dividend and a yield of 4.32%. The ex-dividend date of this dividend is Monday, May 6th. Read our dividend analysis for CIVB. Is Civista Bancshares a good dividend stock? Civista Bancshares (NASDAQ:CIVB) pays an annual dividend of $0.64 per share and currently has a dividend yield of 4.50%. CIVB has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 27.47%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CIVB will have a dividend payout ratio of 31.84% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for CIVB. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Civista Bancshares investors own include Walt Disney (DIS), Enterprise Products Partners (EPD), BAE Systems (BA), Verizon Communications (VZ), AbbVie (ABBV), Dominion Energy (D), Enbridge (ENB), Huntington Bancshares (HBAN), Iron Mountain (IRM) and Kimco Realty (KIM). Who are Civista Bancshares' major shareholders? Civista Bancshares' stock is owned by many different retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (5.18%), Pacific Ridge Capital Partners LLC (2.34%), Beese Fulmer Investment Management Inc. (1.16%), Assenagon Asset Management S.A. (0.30%), Empowered Funds LLC (0.28%) and BNP Paribas Financial Markets (0.18%). Insiders that own company stock include Allen R Nickles, Charles A Parcher, Gerald B Wurm, Harry Singer, Julie A Mattlin, Michael D Mulford, Nathan E Weaks and William F Ritzmann. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:CIVB) was last updated on 5/11/2024 by MarketBeat.com Staff From Our PartnersThe Crypto 9-5 Escape PlanCrypto 101 MediaDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressGlobal crypto currency reset (41 major banks signed up)Stansberry ResearchHow Biden has already won 2024Porter & CompanyRSVP: Charles Payne’s Cash Flow WorkshopUnstoppable ProsperityThe “Next Bitcoin”? 10 CENT Crypto Set to ExplodeTrue Market InsidersThe ONE AI Stock to own now. (It’s not Nvidia.)Weiss Ratings Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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