BPER Banca S.p.A. provides banking products and services to individuals, and small and medium enterprises in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and retirement planning, current and savings accounts, and other banking related services; credit, prepaid, and debit cards; and investments and savings products and services, such as certificates of deposit, investment services, mutual investment funds and sicavs that are financial instruments linked to asset management, portfolio management, alternative investments, accumulation plans, and financial insurance products. The company also provides corporate finance, mergers and acquisition advisory, risk management, liquidity and investment management, wealth management, and private and personal banking; subsidized loans, credit management, and loans and leasing services; receipts and payments; import and export financing; financing for working capital; letters of credit; guarantees; and Internet banking products and services. As of December 31, 2019, it operated through a network of 1,349 branches located in 19 regions in Italy, as well as a branch office in the Grand Duchy of Luxembourg. The company was formerly known as Banca popolare dell'Emilia Romagna s.c. BPER Banca S.p.A. was founded in 1867 and is headquartered in Modena, Italy.