NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis → Mysterious Gold Leverage Just Announced (From Stansberry Research) (Ad) Free OPOF Stock Alerts $14.36 -0.39 (-2.64%) (As of 04/25/2024 ET) Add Compare Share Share Today's Range$14.32▼$14.3650-Day Range$14.61▼$17.7552-Week Range$14.00▼$23.24Volume331 shsAverage Volume2,702 shsMarket Capitalization$72.09 millionP/E Ratio9.30Dividend Yield3.90%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get Old Point Financial alerts: Email Address Old Point Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.09% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.00Based on 2 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.0.95 out of 5 stars N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.09% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 11.76%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipOld Point Financial is a leading dividend payer. It pays a dividend yield of 3.76%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthOld Point Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 0.0 News and Social Media Coverage News Coverage This WeekMarketBeat has tracked 2 news articles for Old Point Financial this week, compared to 0 articles on an average week. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have not sold or bought any company stock.Percentage Held by Insiders16.29% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 9.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 140.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 9.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 59.80.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Stansberry ResearchMysterious Gold Leverage Just AnnouncedWorld's biggest multibillionaire investor group is buying THIS by the tons Most folks have completely missed the fact that there's one group of investors so powerful they're literally buying ONE THING by the tons… Stacking it in their locked vaults on pallets in record numbers.Find out what it is and see how you can get in with just a few dollars. About Old Point Financial Stock (NASDAQ:OPOF)Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More OPOF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPOF Stock News HeadlinesApril 25, 2024 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Earns Hold Rating from Analysts at StockNews.comApril 24, 2024 | americanbankingnews.comAnalyzing Lifestore Financial Group (OTCMKTS:LSFG) & Old Point Financial (NASDAQ:OPOF)April 25, 2024 | Stansberry Research (Ad)Mysterious Gold Leverage Just AnnouncedWorld's biggest multibillionaire investor group is buying THIS by the tons Most folks have completely missed the fact that there's one group of investors so powerful they're literally buying ONE THING by the tons… Stacking it in their locked vaults on pallets in record numbers.April 17, 2024 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Research Coverage Started at StockNews.comMarch 29, 2024 | investing.comOld Point Financial COO Susan Ralston resignsFebruary 25, 2024 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) Dividend Will Be $0.14February 23, 2024 | benzinga.comOld Point Financial Stock (NASDAQ:OPOF) Earnings Dates and Earning CallsFebruary 21, 2024 | finance.yahoo.comOld Point Financial Corporation Announces Quarterly DividendApril 25, 2024 | Stansberry Research (Ad)Mysterious Gold Leverage Just AnnouncedWorld's biggest multibillionaire investor group is buying THIS by the tons Most folks have completely missed the fact that there's one group of investors so powerful they're literally buying ONE THING by the tons… Stacking it in their locked vaults on pallets in record numbers.February 21, 2024 | prnewswire.comOld Point Financial Corporation Announces Quarterly DividendFebruary 3, 2024 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Fourth Quarter and Full Year 2023 ResultsFebruary 2, 2024 | finance.yahoo.comOld Point Financial Full Year 2023 Earnings: EPS: US$1.54 (vs US$1.80 in FY 2022)January 31, 2024 | finance.yahoo.comOLD POINT NATIONAL BANK ANNOUNCES STRATEGIC ALLIANCE WITH TIDEWATER HOME FUNDINGJanuary 30, 2024 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2023 ResultsJanuary 29, 2024 | news.yahoo.comWhat to know about Milwaukee's North Point NeighborhoodDecember 26, 2023 | finance.yahoo.comOLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORSDecember 19, 2023 | forbes.comEasy Steps To Find An Old 401(k) AccountNovember 22, 2023 | morningstar.comOld Point Financial Corp OPOFOctober 27, 2023 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Third Quarter 2023 ResultsOctober 27, 2023 | msn.comOld Point Financial GAAP EPS of $0.27, revenue of $14.91MOctober 26, 2023 | finance.yahoo.comOld Point Releases Third Quarter 2023 ResultsOctober 18, 2023 | msn.comOld Point Financial appoints Paul Pickett as its CFOOctober 18, 2023 | marketwatch.comOld Point Financial Names Paul Pickett Chief Financial Officer >OPOFOctober 18, 2023 | finance.yahoo.comOLD POINT ANNOUNCES APPOINTMENT OF PAUL M. PICKETT AS CHIEF FINANCIAL OFFICEROctober 11, 2023 | finance.yahoo.comDoes Old Point Financial (NASDAQ:OPOF) Deserve A Spot On Your Watchlist?September 6, 2023 | msn.comSouthPoint Financial Credit Union organizes Senior Fraud Prevention Seminar; Old Main Village to hostAugust 31, 2023 | benzinga.comMonday Is Your Last Chance To Buy Old Point Financial Before The Dividend PayoutSee More Headlines Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/30/2024Ex-Dividend for 3/29 Dividend3/05/2024Dividend Payable3/29/2024Today4/25/2024Next Earnings (Estimated)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees291Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.54 Trailing P/E Ratio9.30 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.73 million Net Margins9.60% Pretax Margin11.26% Return on Equity7.51% Return on Assets0.54% Debt Debt-to-Equity Ratio0.65 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$80.50 million Price / Sales0.89 Cash Flow$2.13 per share Price / Cash Flow6.73 Book Value$21.19 per share Price / Book0.68Miscellaneous Outstanding Shares5,020,000Free Float4,203,000Market Cap$71.89 million OptionableNot Optionable Beta0.20 (Almost) Everything You Need To Know About The EV MarketClick the link below and we'll send you MarketBeat's guide to investing in electric vehicle technologies (EV) and which EV stocks show the most promise. Get This Free Report Key ExecutivesMr. Robert F. Shuford Jr. (Age 59)Chairman, CEO & President Comp: $545.69kMr. Joseph R. Witt (Age 63)President of Financial Services, Chief Strategy Officer & Director Comp: $484.63kMr. Thomas L. Hotchkiss (Age 69)Chief Credit Officer & Executive VP of Old Point National Bank Comp: $311.6kMr. Paul M. Pickett (Age 55)CFO, Senior VP and Principal Financial & Accounting Officer Mr. Eugene M. Jordan II (Age 69)General Counsel, Secretary to the Board & Executive VP of Corporate Counsel Comp: $214.49kLaura WrightVP & Marketing DirectorMr. Donald S. Buckless (Age 59)Chief Lending Officer & Senior VP Mr. A. Eric Kauders Jr. (Age 54)Chairman, President & CEO of Old Point Wealth Management Ms. Susan R. Ralston (Age 60)COO & Executive VP of Old Point National Bank Comp: $264.93kMore ExecutivesKey CompetitorsEmclaire FinancialNASDAQ:EMCFUnited BancsharesNASDAQ:UBOHCF BanksharesNASDAQ:CFBKMeridianNASDAQ:MRBKLandmark BancorpNASDAQ:LARKView All CompetitorsInsiders & InstitutionsOLD Point Trust & Financial Services N ASold 11,814 shares on 2/14/2024Ownership: 5.278%PBMares Wealth Management LLCSold 832 shares on 1/26/2024Ownership: 0.695%Sarah B GoldenBought 59 shares on 12/5/2023Total: $1,000.05 ($16.95/share)Joseph R WittBought 80 shares on 10/31/2023Total: $1,288.00 ($16.10/share)Sarah B GoldenBought 53 shares on 8/29/2023Total: $1,003.29 ($18.93/share)View All Insider TransactionsView All Institutional Transactions OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed in 2024? Old Point Financial's stock was trading at $17.93 at the start of the year. Since then, OPOF shares have decreased by 20.1% and is now trading at $14.32. View the best growth stocks for 2024 here. When is Old Point Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our OPOF earnings forecast. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) released its earnings results on Tuesday, January, 30th. The bank reported $0.29 earnings per share (EPS) for the quarter. The bank had revenue of $15.35 million for the quarter. Old Point Financial had a trailing twelve-month return on equity of 7.51% and a net margin of 9.60%. How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial? Old Point Financial announced a quarterly dividend on Tuesday, February 20th. Investors of record on Wednesday, March 6th will be given a dividend of $0.14 per share on Friday, March 29th. This represents a $0.56 annualized dividend and a yield of 3.91%. The ex-dividend date of this dividend is Tuesday, March 5th. Read our dividend analysis for OPOF. Is Old Point Financial a good dividend stock? Old Point Financial (NASDAQ:OPOF) pays an annual dividend of $0.56 per share and currently has a dividend yield of 3.76%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for OPOF. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG), QUALCOMM (QCOM), Riot Platforms (RIOT), CalAmp (CAMP) and Delphi Technologies (DLPH). How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:OPOF) was last updated on 4/25/2024 by MarketBeat.com Staff From Our PartnersConflict In Israel Sends Gold Soaring ???? 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