Lowest-Rated StocksLowest-RatedNASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis → The “Perfect Storm” for Gold (From Gold Safe Exchange) (Ad) Free NAVI Stock Alerts $16.10 -0.16 (-0.98%) (As of 04/17/2024 ET) Add Compare Share Share Today's Range$16.10▼$16.5950-Day Range$15.75▼$17.4052-Week Range$14.10▼$19.69Volume692,226 shsAverage Volume891,114 shsMarket Capitalization$1.80 billionP/E Ratio9.04Dividend Yield3.98%Price Target$16.67 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Navient alerts: Email Address Navient MarketRank™ Stock AnalysisAnalyst RatingReduce1.67 Rating ScoreUpside/Downside3.5% Upside$16.67 Price TargetShort InterestBearish7.19% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.11Upright™ Environmental ScoreNews Sentiment0.16Based on 6 Articles This WeekInsider TradingSelling Shares$172,000 Sold Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.47 out of 5 starsFinance Sector430th out of 831 stocksSecurity Brokers & Dealers Industry14th out of 27 stocks 0.8 Analyst's Opinion Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no buy ratings, 6 hold ratings, and 3 sell ratings.Amount of Analyst CoverageNavient has only been the subject of 2 research reports in the past 90 days. Previous Next 1.0 Short Interest Percentage of Shares Shorted7.19% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 8.4.Change versus previous monthShort interest in Navient has recently increased by 1.72%, indicating that investor sentiment is decreasing. Previous Next 3.3 Dividend Strength Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 3.96%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Navient is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 30.19% next year. This indicates that Navient will be able to sustain or increase its dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreNavient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.Environmental SustainabilityThe Environmental Impact score for Navient is -0.11. Previous Next 1.8 News and Social Media Coverage News SentimentNavient has a news sentiment score of 0.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.54 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Navient this week, compared to 4 articles on an average week.MarketBeat FollowsOnly 2 people have added Navient to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $172,000.00 in company stock.Percentage Held by Insiders22.10% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Navient are expected to remain at $2.12 per share in the coming year.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 9.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 9.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 56.90.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Gold Safe ExchangeThe “Perfect Storm” for GoldGold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.Click here now to download the free Precious Metals Buying Guide! About Navient Stock (NASDAQ:NAVI)Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.Read More NAVI Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart NAVI Stock News HeadlinesApril 17, 2024 | americanbankingnews.comNavient (NAVI) to Release Earnings on WednesdayApril 15, 2024 | msn.comNaviRefi Student Loan Refinancing 2024 ReviewApril 17, 2024 | Gold Safe Exchange (Ad)The “Perfect Storm” for GoldGold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.April 14, 2024 | bizjournals.com7 companies have laid off 500+ workers so far this year in WNYApril 14, 2024 | msn.comOpinion | The Big Bank Elizabeth Warren LovesApril 10, 2024 | msn.comFeds Discover Student Loan Billing Errors, Navient (NASDAQ:NAVI) Takes HitApril 10, 2024 | globenewswire.comNavient to announce first quarter 2024 results, host earnings webcast April 24April 9, 2024 | globenewswire.comDuncan Solutions Appoints Jason Sutton as Senior Vice President, Parking and Mobility SolutionsApril 17, 2024 | Gold Safe Exchange (Ad)The “Perfect Storm” for GoldGold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.April 5, 2024 | markets.businessinsider.comWondering Where To Find An Over 7% Annual Return? Check Out These 10 Investment-Grade Corporate BondsApril 5, 2024 | msn.comAs Biden Readies Another Large-Scale Student Loan Forgiveness Plan, Here Are Stocks To WatchApril 4, 2024 | msn.com7 Things That Are More Expensive Than They Used To Be — But Don’t Last as LongApril 4, 2024 | finance.yahoo.comFedLoan is no longer handling federal student loans: Here’s what to knowApril 3, 2024 | markets.businessinsider.comCracking The Code: Understanding Analyst Reviews For NavientMarch 27, 2024 | markets.businessinsider.comAnalysts Conflicted on These Financial Names: Navient (NAVI) and Visa (V)March 24, 2024 | latimes.comAshley M. SimonsenMarch 21, 2024 | msn.comBiden administration forgives nearly $6B in student loans for public service workersMarch 20, 2024 | finance.yahoo.comTSI Names Patty Peterson as President, UAS Loan ServicingMarch 20, 2024 | msn.comSen. Elizabeth Warren Calls Out Student Loan Company CEO, Invites Him to Testify Before CongressMarch 19, 2024 | msn.comStudent Loans Update as Company Called Before CongressMarch 18, 2024 | theguardian.comJohn Oliver on student loans: ‘It’s hard to feel like this system isn’t rigged’March 16, 2024 | finance.yahoo.comNAVI Apr 2024 20.000 callMarch 16, 2024 | finance.yahoo.comNAVI Dec 2024 12.500 putMarch 16, 2024 | finance.yahoo.comNAVI Oct 2024 20.000 callMarch 14, 2024 | msn.com11 Best Games That Pay Real Money To Your PayPal AccountMarch 11, 2024 | msn.comExpert Claims Eleventh Circuit May Have Ordered Cannon to Step Aside in Trump CaseMarch 4, 2024 | msn.comNavient Transfers Student Loan Borrowers’ Debt to Company Notorious for Poor ServiceSee More Headlines Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/31/2024Ex-Dividend for 3/15 Dividend2/29/2024Dividend Payable3/15/2024Today4/17/2024Next Earnings (Confirmed)4/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Security brokers & dealers Sub-IndustryN/A Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CUSIPN/A CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees4,500Year Founded2014Price Target and Rating Average Stock Price Target$16.67 High Stock Price Target$19.00 Low Stock Price Target$14.00 Potential Upside/Downside+1.3%Consensus RatingReduce Rating Score (0-4)1.67 Research Coverage9 Analysts Profitability EPS (Most Recent Fiscal Year)$1.78 Trailing P/E Ratio9.24 Forward P/E Ratio7.76 P/E GrowthN/ANet Income$228 million Net Margins4.72% Pretax Margin6.48% Return on Equity14.17% Return on Assets0.64% Debt Debt-to-Equity Ratio19.35 Current Ratio13.64 Quick Ratio13.63 Sales & Book Value Annual Sales$4.83 billion Price / Sales0.38 Cash Flow$3.23 per share Price / Cash Flow5.10 Book Value$23.48 per share Price / Book0.70Miscellaneous Outstanding Shares112,030,000Free Float87,274,000Market Cap$1.84 billion OptionableOptionable Beta1.38 Social Links 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. David L. Yowan (Age 67)President, CEO & Director Comp: $145.09kMr. Joe Fisher C.F.A. (Age 43)Executive VP, CFO & Principal Accounting Officer Comp: $1.17MMr. Stephen M. Hauber (Age 49)Executive VP and Chief Risk & Compliance Officer Comp: $1.1MMr. Mark L. Heleen (Age 61)Chief Legal Officer, Secretary & Executive VP Comp: $1.17MMr. John M. Kane (Age 55)Executive VP & Group President of Business Processing Solutions Comp: $1.35MMr. Mike MaierSenior Vice President & Chief Information OfficerMs. Jen EaryesHead of Investor RelationsPaul HartwickVice President of Corporate CommunicationsMs. Patricia Nash ChristelVP of Corporate Marketing & Communications and Chief of Staff to the CEOMr. Mike SmithSenior VP & Chief Human Resources OfficerMore ExecutivesKey CompetitorsWaddell & Reed FinancialNYSE:WDRWisdomTreeNYSE:WTCowenNASDAQ:COWNCredit Suisse GroupNYSE:CSAssociated Capital GroupNYSE:ACView All CompetitorsInsiders & InstitutionsNomura Holdings Inc.Bought 42,029 shares on 3/27/2024Ownership: 0.037%Vanguard Group Inc.Sold 443,936 shares on 3/11/2024Ownership: 9.042%Wellington Management Group LLPBought 46,230 shares on 3/5/2024Ownership: 0.305%Goldman Sachs Group Inc.Sold 31,306 shares on 3/1/2024Ownership: 0.795%American International Group Inc.Sold 2,006 shares on 2/28/2024Ownership: 0.040%View All Insider TransactionsView All Institutional Transactions NAVI Stock Analysis - Frequently Asked Questions Should I buy or sell Navient stock right now? 9 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 3 sell ratings and 6 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "reduce" NAVI shares. View NAVI analyst ratings or view top-rated stocks. What is Navient's stock price target for 2024? 9 brokers have issued 1-year target prices for Navient's stock. Their NAVI share price targets range from $14.00 to $19.00. On average, they predict the company's stock price to reach $16.67 in the next year. This suggests a possible upside of 3.5% from the stock's current price. View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts. How have NAVI shares performed in 2024? Navient's stock was trading at $18.62 at the beginning of 2024. Since then, NAVI shares have decreased by 13.5% and is now trading at $16.10. View the best growth stocks for 2024 here. When is Navient's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our NAVI earnings forecast. How can I listen to Navient's earnings call? Navient will be holding an earnings conference call on Wednesday, April 24th at 8:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were Navient's earnings last quarter? Navient Co. (NASDAQ:NAVI) issued its quarterly earnings data on Wednesday, January, 31st. The credit services provider reported $0.70 earnings per share for the quarter, missing the consensus estimate of $0.77 by $0.07. The credit services provider earned $193 million during the quarter, compared to the consensus estimate of $210.76 million. Navient had a trailing twelve-month return on equity of 14.17% and a net margin of 4.72%. How often does Navient pay dividends? What is the dividend yield for Navient? Navient declared a quarterly dividend on Thursday, February 15th. Shareholders of record on Friday, March 1st will be given a dividend of $0.16 per share on Friday, March 15th. This represents a $0.64 dividend on an annualized basis and a yield of 3.98%. The ex-dividend date is Thursday, February 29th. Read our dividend analysis for NAVI. Is Navient a good dividend stock? Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.96%. NAVI has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 30.19% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for NAVI. What ETFs hold Navient's stock? ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include WisdomTree U.S. SmallCap Fund (EES), EA Bridgeway Omni Small-Cap Value ETF (BSVO) and Invesco S&P SmallCap 600 Revenue ETF (RWJ).Avantis U.S. Small Cap Equity ETF (AVSC). What guidance has Navient issued on next quarter's earnings? Navient issued an update on its FY 2024 earnings guidance on Wednesday, January, 31st. The company provided earnings per share guidance of 2.100-2.300 for the period, compared to the consensus earnings per share estimate of 2.460. The company issued revenue guidance of -. What is John (Jack) F. Remondi's approval rating as Navient's CEO? 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC). How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. Does Navient have any subsidiaries? The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.Read More This page (NASDAQ:NAVI) was last updated on 4/17/2024 by MarketBeat.com Staff From Our Partners[Urgent!] Generational Wealth GameplanCrypto 101 MediaDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsThe “Perfect Storm” for GoldGold Safe ExchangeThe "Smart Money" Is Ready for May 1st Are You?Stansberry ResearchYour Money is Not SafeAmerican AlternativeTop 5 AI Stocks to Buy for 2024Market Moving TrendsOptions trading has suddenly become more reliable.Eagle PublishingTop 5 Tech Stocks to Buy for 2024Daily Market Alerts Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Navient Co. Please log in to your account or sign up in order to add this asset to your watchlist. 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